B
Rocky Mountain Credit Union
HelenaMT
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rocky Mountain Credit Union
Helena, MT
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Rating B
Asset Quality Index 7.40
Capitalization Index 6.30
Liquidity Index 3.60
Profitability Index 6.30
Stability Index 5.50
Company Info Rocky Mountain Credit Union
Helena, MT
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NCUA Charter Number 4936
Phone Number (406) 449-2680
Website www.rmcu.net
Asset Quality Rocky Mountain Credit Union
Helena, MT
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1-Year Asset Growth 7.68%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 7.30%
Non-Performing Loans to Loans 1.04%
Balance Sheet Rocky Mountain Credit Union
Helena, MT
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Total Assets 412.06M
Total Deposits 351.82M
Capital and Reserves Rocky Mountain Credit Union
Helena, MT
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Capital 36.05M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 0.62%
Liquidity Rocky Mountain Credit Union
Helena, MT
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Hot Money Ratio 15.30%
Liquidity Ratio 25.14%
Profitability Rocky Mountain Credit Union
Helena, MT
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5-Year Return on Average Assets 0.55%
Net Income 2.60M
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 77.34%
Return on Assets 0.86%
Return on Equity 10.20%