B
Rocky Mountain Credit Union
HelenaMT
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rocky Mountain Credit Union
Helena, MT
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Rating B
Asset Quality Index 7.40
Capitalization Index 6.10
Liquidity Index 3.20
Profitability Index 4.60
Stability Index 5.50
Company Info Rocky Mountain Credit Union
Helena, MT
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NCUA Charter Number 4936
Phone Number (406) 449-2680
Website www.rmcu.net
Asset Quality Rocky Mountain Credit Union
Helena, MT
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1-Year Asset Growth 6.62%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 7.56%
Non-Performing Loans to Loans 0.96%
Balance Sheet Rocky Mountain Credit Union
Helena, MT
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Total Assets 399.43M
Total Deposits 341.83M
Capital and Reserves Rocky Mountain Credit Union
Helena, MT
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Capital 34.14M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 0.63%
Liquidity Rocky Mountain Credit Union
Helena, MT
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Hot Money Ratio 14.46%
Liquidity Ratio 19.14%
Profitability Rocky Mountain Credit Union
Helena, MT
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5-Year Return on Average Assets 0.55%
Net Income 1.06M
Net Interest Spread 4.02%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 82.44%
Return on Assets 0.52%
Return on Equity 6.33%