B
Hello Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hello Credit Union
Panama City, FL
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 6.40
Stability Index 6.60
Company Info Hello Credit Union
Panama City, FL
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NCUA Charter Number 4937
Phone Number (850) 785-6103
Website www.hellocu.com
Asset Quality Hello Credit Union
Panama City, FL
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1-Year Asset Growth -1.07%
5-Year Asset Growth 8.49%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 1.09%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.55%
Non-Performing Loans to Loans 0.69%
Balance Sheet Hello Credit Union
Panama City, FL
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Total Assets 167.26M
Total Deposits 142.78M
Capital and Reserves Hello Credit Union
Panama City, FL
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Capital 19.72M
Leverage Ratio 12.99
Loan Loss Reserves to Loans 1.48%
Liquidity Hello Credit Union
Panama City, FL
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Hot Money Ratio 9.99%
Liquidity Ratio 17.71%
Profitability Hello Credit Union
Panama City, FL
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5-Year Return on Average Assets 0.90%
Net Income 207.00K
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 70.26%
Return on Assets 0.49%
Return on Equity 4.23%