C
Mount Vernon NY Postal Employ Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.86
Leverage
Ratio
15.86
Return On
Assets
2.88%
Total
Assets
1.15M
Capital
183.00K
Total
Deposits
968.00K
Net
Income
24.00K
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Weiss Ratings Mount Vernon NY Postal Employ Federal Credit Union
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.30
Profitability Index 7.80
Stability Index 5.50
Company Info Mount Vernon NY Postal Employ Federal Credit Union
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NCUA Charter Number 494
Phone Number (914) 668-0638
Website mtvernonpostalefcu.com
Asset Quality Mount Vernon NY Postal Employ Federal Credit Union
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1-Year Asset Growth 5.58%
5-Year Asset Growth -3.68%
5-Year Charge-Offs to Average Loans 6.68%
Charge-Offs to Average Loans -2.31%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mount Vernon NY Postal Employ Federal Credit Union
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Total Assets 1.15M
Total Deposits 968.00K
Capital and Reserves Mount Vernon NY Postal Employ Federal Credit Union
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Capital 183.00K
Leverage Ratio 15.86
Loan Loss Reserves to Loans 5.39%
Liquidity Mount Vernon NY Postal Employ Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 80.74%
Profitability Mount Vernon NY Postal Employ Federal Credit Union
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5-Year Return on Average Assets -0.64%
Net Income 24.00K
Net Interest Spread 4.97%
Operating Profit to Average Assets 2.99%
Overhead Efficiency Ratio 66.15%
Return on Assets 2.88%
Return on Equity 18.18%