C
Mount Vernon NY Postal Employ Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
14.64
Leverage
Ratio
14.64
Return On
Assets
0.38%
Total
Assets
1.09M
Capital
160.00K
Total
Deposits
929.00K
Net
Income
3.00K
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Weiss Ratings Mount Vernon NY Postal Employ Federal Credit Union
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 7.80
Profitability Index 3.40
Stability Index 5.60
Company Info Mount Vernon NY Postal Employ Federal Credit Union
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NCUA Charter Number 494
Phone Number (914) 668-0638
Website mtvernonpostalefcu.com
Asset Quality Mount Vernon NY Postal Employ Federal Credit Union
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1-Year Asset Growth -0.36%
5-Year Asset Growth -5.18%
5-Year Charge-Offs to Average Loans 4.43%
Charge-Offs to Average Loans 15.07%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 3.55%
Non-Performing Loans to Loans 2.87%
Balance Sheet Mount Vernon NY Postal Employ Federal Credit Union
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Total Assets 1.09M
Total Deposits 929.00K
Capital and Reserves Mount Vernon NY Postal Employ Federal Credit Union
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Capital 160.00K
Leverage Ratio 14.64
Loan Loss Reserves to Loans 4.31%
Liquidity Mount Vernon NY Postal Employ Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 54.61%
Profitability Mount Vernon NY Postal Employ Federal Credit Union
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5-Year Return on Average Assets -0.82%
Net Income 3.00K
Net Interest Spread 5.11%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 88.37%
Return on Assets 0.38%
Return on Equity 2.47%