Employees Credit Union
| Weiss Ratings |
Employees Credit Union
Estherville, IA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 9.70 | |||
| Company Info |
Employees Credit Union
Estherville, IA |
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| NCUA Charter Number | 4943 | |||
| Phone Number | (712) 362-5897 | |||
| Website | www.employeescu.com | |||
| Asset Quality |
Employees Credit Union
Estherville, IA |
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| 1-Year Asset Growth | 14.16% | |||
| 5-Year Asset Growth | 10.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 1.64% | |||
| Non-Performing Loans to Capital | 7.39% | |||
| Non-Performing Loans to Loans | 2.99% | |||
| Balance Sheet |
Employees Credit Union
Estherville, IA |
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| Total Assets | 189.85M | |||
| Total Deposits | 153.32M | |||
| Capital and Reserves |
Employees Credit Union
Estherville, IA |
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| Capital | 35.85M | |||
| Leverage Ratio | 18.89 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Liquidity |
Employees Credit Union
Estherville, IA |
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| Hot Money Ratio | 0.82% | |||
| Liquidity Ratio | 34.28% | |||
| Profitability |
Employees Credit Union
Estherville, IA |
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| 5-Year Return on Average Assets | 1.70% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 3.03% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 40.40% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 7.71% | |||