Employees Credit Union
| Weiss Ratings |
Employees Credit Union
Estherville, IA |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.60 | |||
| Company Info |
Employees Credit Union
Estherville, IA |
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| NCUA Charter Number | 4943 | |||
| Phone Number | (712) 362-5897 | |||
| Website | www.employeescu.com | |||
| Asset Quality |
Employees Credit Union
Estherville, IA |
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| 1-Year Asset Growth | 8.58% | |||
| 5-Year Asset Growth | 10.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 1.87% | |||
| Non-Performing Loans to Capital | 8.94% | |||
| Non-Performing Loans to Loans | 3.49% | |||
| Balance Sheet |
Employees Credit Union
Estherville, IA |
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| Total Assets | 168.82M | |||
| Total Deposits | 133.81M | |||
| Capital and Reserves |
Employees Credit Union
Estherville, IA |
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| Capital | 34.35M | |||
| Leverage Ratio | 20.37 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
Employees Credit Union
Estherville, IA |
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| Hot Money Ratio | 0.97% | |||
| Liquidity Ratio | 35.25% | |||
| Profitability |
Employees Credit Union
Estherville, IA |
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| 5-Year Return on Average Assets | 1.76% | |||
| Net Income | 2.16M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 2.00% | |||
| Overhead Efficiency Ratio | 41.22% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 8.68% | |||