Employees Credit Union
| Weiss Ratings |
Employees Credit Union
Estherville, IA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 9.60 | |||
| Company Info |
Employees Credit Union
Estherville, IA |
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| NCUA Charter Number | 4943 | |||
| Phone Number | (712) 362-5897 | |||
| Website | www.employeescu.com | |||
| Asset Quality |
Employees Credit Union
Estherville, IA |
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| 1-Year Asset Growth | 6.62% | |||
| 5-Year Asset Growth | 10.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 1.38% | |||
| Non-Performing Loans to Capital | 6.73% | |||
| Non-Performing Loans to Loans | 2.57% | |||
| Balance Sheet |
Employees Credit Union
Estherville, IA |
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| Total Assets | 165.26M | |||
| Total Deposits | 131.72M | |||
| Capital and Reserves |
Employees Credit Union
Estherville, IA |
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| Capital | 32.83M | |||
| Leverage Ratio | 19.89 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Employees Credit Union
Estherville, IA |
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| Hot Money Ratio | 0.30% | |||
| Liquidity Ratio | 38.37% | |||
| Profitability |
Employees Credit Union
Estherville, IA |
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| 5-Year Return on Average Assets | 1.76% | |||
| Net Income | 645.00K | |||
| Net Interest Spread | 2.83% | |||
| Operating Profit to Average Assets | 1.84% | |||
| Overhead Efficiency Ratio | 43.29% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 7.94% | |||
