North Bay Credit Union
| Weiss Ratings |
North Bay Credit Union
Santa Rosa, CA |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 3.90 | |||
| Company Info |
North Bay Credit Union
Santa Rosa, CA |
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| NCUA Charter Number | 4955 | |||
| Phone Number | (707) 584-0384 | |||
| Website | www.northbaycu.com | |||
| Asset Quality |
North Bay Credit Union
Santa Rosa, CA |
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| 1-Year Asset Growth | 0.16% | |||
| 5-Year Asset Growth | 11.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 9.80% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
North Bay Credit Union
Santa Rosa, CA |
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| Total Assets | 118.85M | |||
| Total Deposits | 109.45M | |||
| Capital and Reserves |
North Bay Credit Union
Santa Rosa, CA |
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| Capital | 7.45M | |||
| Leverage Ratio | 6.41 | |||
| Loan Loss Reserves to Loans | 0.23% | |||
| Liquidity |
North Bay Credit Union
Santa Rosa, CA |
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| Hot Money Ratio | 20.00% | |||
| Liquidity Ratio | 7.99% | |||
| Profitability |
North Bay Credit Union
Santa Rosa, CA |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | -130.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | -0.44% | |||
| Overhead Efficiency Ratio | 104.66% | |||
| Return on Assets | -0.44% | |||
| Return on Equity | -6.91% | |||