North Bay Credit Union
| Weiss Ratings |
North Bay Credit Union
Santa Rosa, CA |
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| Rating | ||||
| Asset Quality Index | 0.30 | |||
| Capitalization Index | 2.60 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 3.90 | |||
| Company Info |
North Bay Credit Union
Santa Rosa, CA |
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| NCUA Charter Number | 4955 | |||
| Phone Number | (707) 584-0384 | |||
| Website | www.northbaycu.com | |||
| Asset Quality |
North Bay Credit Union
Santa Rosa, CA |
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| 1-Year Asset Growth | -3.04% | |||
| 5-Year Asset Growth | 11.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 3.72% | |||
| Non-Performing Loans to Capital | 58.47% | |||
| Non-Performing Loans to Loans | 4.10% | |||
| Balance Sheet |
North Bay Credit Union
Santa Rosa, CA |
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| Total Assets | 115.04M | |||
| Total Deposits | 98.29M | |||
| Capital and Reserves |
North Bay Credit Union
Santa Rosa, CA |
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| Capital | 5.85M | |||
| Leverage Ratio | 5.09 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Liquidity |
North Bay Credit Union
Santa Rosa, CA |
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| Hot Money Ratio | 19.53% | |||
| Liquidity Ratio | 6.96% | |||
| Profitability |
North Bay Credit Union
Santa Rosa, CA |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | -1.73M | |||
| Net Interest Spread | 5.01% | |||
| Operating Profit to Average Assets | -0.53% | |||
| Overhead Efficiency Ratio | 106.19% | |||
| Return on Assets | -1.95% | |||
| Return on Equity | -32.06% | |||