| Weiss Ratings |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 7.10 | |||
| Company Info |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4957 | |||
| Phone Number | (419) 698-2962 | |||
| Website | www.bayareacu.com | |||
| Asset Quality |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.65% | |||
| 5-Year Asset Growth | 4.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 1.75% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 86.87M | |||
| Total Deposits | 75.40M | |||
| Capital and Reserves |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.46M | |||
| Leverage Ratio | 13.49 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.80% | |||
| Liquidity Ratio | 19.40% | |||
| Profitability |
Bay Area Credit Union, Inc.
Oregon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 214.00K | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 92.64% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 3.77% | |||