C
Maine State Credit Union
AugustaME
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Maine State Credit Union
Augusta, ME
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Rating C
Asset Quality Index 7.10
Capitalization Index 6.70
Liquidity Index 2.80
Profitability Index 3.40
Stability Index 6.00
Company Info Maine State Credit Union
Augusta, ME
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NCUA Charter Number 4958
Phone Number (207) 623-1851
Website www.mainestatecu.org
Asset Quality Maine State Credit Union
Augusta, ME
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1-Year Asset Growth 5.83%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 7.90%
Non-Performing Loans to Loans 1.01%
Balance Sheet Maine State Credit Union
Augusta, ME
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Total Assets 732.14M
Total Deposits 650.14M
Capital and Reserves Maine State Credit Union
Augusta, ME
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Capital 64.50M
Leverage Ratio 10.40
Loan Loss Reserves to Loans 0.55%
Liquidity Maine State Credit Union
Augusta, ME
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Hot Money Ratio 17.99%
Liquidity Ratio 13.08%
Profitability Maine State Credit Union
Augusta, ME
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5-Year Return on Average Assets 0.42%
Net Income 613.00K
Net Interest Spread 3.61%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 77.77%
Return on Assets 0.34%
Return on Equity 3.88%