| Weiss Ratings |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 6.30 | |||
| Company Info |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4958 | |||
| Phone Number | (207) 623-1851 | |||
| Website | www.mainestatecu.org | |||
| Asset Quality |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 15.10% | |||
| 5-Year Asset Growth | 9.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.97% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 691.80M | |||
| Total Deposits | 634.74M | |||
| Capital and Reserves |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 54.04M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 0.57% | |||
| Liquidity |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.58% | |||
| Liquidity Ratio | 21.30% | |||
| Profitability |
Maine State Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | -303.00K | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 0.23% | |||
| Overhead Efficiency Ratio | 92.65% | |||
| Return on Assets | -0.18% | |||
| Return on Equity | -2.23% | |||