| Weiss Ratings |
Maine State Credit Union
Augusta, ME |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
Maine State Credit Union
Augusta, ME |
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| NCUA Charter Number | 4958 | |||
| Phone Number | (207) 623-1851 | |||
| Website | www.mainestatecu.org | |||
| Asset Quality |
Maine State Credit Union
Augusta, ME |
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| 1-Year Asset Growth | 11.06% | |||
| 5-Year Asset Growth | 9.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 9.73% | |||
| Non-Performing Loans to Loans | 1.26% | |||
| Balance Sheet |
Maine State Credit Union
Augusta, ME |
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| Total Assets | 753.34M | |||
| Total Deposits | 666.04M | |||
| Capital and Reserves |
Maine State Credit Union
Augusta, ME |
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| Capital | 68.93M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
Maine State Credit Union
Augusta, ME |
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| Hot Money Ratio | 20.03% | |||
| Liquidity Ratio | 10.99% | |||
| Profitability |
Maine State Credit Union
Augusta, ME |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 2.19M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 77.24% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 4.47% | |||