| Weiss Ratings |
Maine State Credit Union
Augusta, ME |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.00 | |||
| Company Info |
Maine State Credit Union
Augusta, ME |
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| NCUA Charter Number | 4958 | |||
| Phone Number | (207) 623-1851 | |||
| Website | www.mainestatecu.org | |||
| Asset Quality |
Maine State Credit Union
Augusta, ME |
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| 1-Year Asset Growth | 9.53% | |||
| 5-Year Asset Growth | 9.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 7.90% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Maine State Credit Union
Augusta, ME |
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| Total Assets | 752.22M | |||
| Total Deposits | 667.84M | |||
| Capital and Reserves |
Maine State Credit Union
Augusta, ME |
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| Capital | 65.97M | |||
| Leverage Ratio | 10.22 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
Maine State Credit Union
Augusta, ME |
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| Hot Money Ratio | 17.99% | |||
| Liquidity Ratio | 13.08% | |||
| Profitability |
Maine State Credit Union
Augusta, ME |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 1.34M | |||
| Net Interest Spread | 3.68% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 77.77% | |||
| Return on Assets | 0.37% | |||
| Return on Equity | 4.16% | |||