E
Kansas City Credit Union
Rating Date
May 2024
Net Capital
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Major Rating Factors: A current level of 57.8 percent of nonperforming loans to core capital combined with 57.8 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors: Weak liquidity 2.3, driven by a liquidity ratio of 11.1 percent and a “hot money” ratio of 11.4 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10).
Asset Mix: Home mtgs (42%), consumer loans (18%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
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Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Hot Money
Corporate Info
Address
5110 Ararat Drive
Kansas City, MO 64129
Phone Number
(816) 861-5700
NCUA Charter Number
Largest Competitors
A
Kansas City, MO
C
C
Kansas City, MO