Kansas City Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.8 on a scale of 0 to 10). A current level of 17.4 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.0).
Other Rating Factors:
Fair liquidity 4.2, driven by a liquidity ratio of 20.4 percent and a “hot money” ratio of 9.5 percent. Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.4) profitability.
Asset Mix:
Home mtgs (41%), consumer loans (14%), comm loans (9%), other (35%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5110 Ararat Drive
Kansas City, MO 64129
Kansas City, MO 64129
Phone Number
(816) 861-5700
NCUA Charter Number
Largest Competitors
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO