Kansas City Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.4 on a scale of 0 to 10). A current level of 44.4 percent of nonperforming loans to core capital contributes to the Weak asset quality (1.7).
Other Rating Factors:
Fair liquidity 3.4, driven by a liquidity ratio of 18.5 percent and a “hot money” ratio of 6.9 percent. Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 2.2 has resulted in Good (5.1) profitability.
Asset Mix:
Home mtgs (47%), consumer loans (17%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5110 Ararat Drive
Kansas City, MO 64129
Kansas City, MO 64129
Phone Number
(816) 861-5700
NCUA Charter Number
Largest Competitors
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO
Kansas City, MO