A
Ely Area Credit Union
ElyMN
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ely Area Credit Union
Ely, MN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.60
Profitability Index 10.00
Stability Index 8.00
Company Info Ely Area Credit Union
Ely, MN
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NCUA Charter Number 4963
Phone Number (218) 365-3131
Website www.elyareacu.org
Asset Quality Ely Area Credit Union
Ely, MN
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1-Year Asset Growth 5.66%
5-Year Asset Growth 9.11%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.01%
Balance Sheet Ely Area Credit Union
Ely, MN
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Total Assets 73.65M
Total Deposits 62.35M
Capital and Reserves Ely Area Credit Union
Ely, MN
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Capital 11.25M
Leverage Ratio 15.28
Loan Loss Reserves to Loans 0.63%
Liquidity Ely Area Credit Union
Ely, MN
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Hot Money Ratio 0.00%
Liquidity Ratio 32.87%
Profitability Ely Area Credit Union
Ely, MN
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5-Year Return on Average Assets 1.22%
Net Income 1.31M
Net Interest Spread 4.73%
Operating Profit to Average Assets 2.50%
Overhead Efficiency Ratio 45.86%
Return on Assets 2.50%
Return on Equity 16.49%