E
Tel-U-Watt Federal Credit Union
MinotND
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Weiss Ratings Tel-U-Watt Federal Credit Union
Minot, ND
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Rating E
Asset Quality Index 8.60
Capitalization Index 6.10
Liquidity Index 4.00
Profitability Index 0.50
Stability Index 4.30
Company Info Tel-U-Watt Federal Credit Union
Minot, ND
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NCUA Charter Number 497
Phone Number (701) 838-9810
Website www.teluwatt.com
Asset Quality Tel-U-Watt Federal Credit Union
Minot, ND
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1-Year Asset Growth 5.68%
5-Year Asset Growth 1.28%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Tel-U-Watt Federal Credit Union
Minot, ND
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Total Assets 5.66M
Total Deposits 5.16M
Capital and Reserves Tel-U-Watt Federal Credit Union
Minot, ND
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Capital 480.00K
Leverage Ratio 8.51
Loan Loss Reserves to Loans 1.17%
Liquidity Tel-U-Watt Federal Credit Union
Minot, ND
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Hot Money Ratio 0.00%
Liquidity Ratio 18.17%
Profitability Tel-U-Watt Federal Credit Union
Minot, ND
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5-Year Return on Average Assets 0.04%
Net Income 14.00K
Net Interest Spread 1.36%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 74.14%
Return on Assets 0.33%
Return on Equity 3.98%