| Weiss Ratings |
Nova Credit Union
Charlotte, NC |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 7.20 | |||
| Company Info |
Nova Credit Union
Charlotte, NC |
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| NCUA Charter Number | 4970 | |||
| Phone Number | (704) 392-3418 | |||
| Website | www.novacu.com | |||
| Asset Quality |
Nova Credit Union
Charlotte, NC |
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| 1-Year Asset Growth | -1.37% | |||
| 5-Year Asset Growth | 2.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.65% | |||
| Charge-Offs to Average Loans | 0.77% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 3.55% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
Nova Credit Union
Charlotte, NC |
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| Total Assets | 122.71M | |||
| Total Deposits | 102.58M | |||
| Capital and Reserves |
Nova Credit Union
Charlotte, NC |
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| Capital | 17.10M | |||
| Leverage Ratio | 16.41 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
Nova Credit Union
Charlotte, NC |
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| Hot Money Ratio | 4.95% | |||
| Liquidity Ratio | 18.55% | |||
| Profitability |
Nova Credit Union
Charlotte, NC |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | 4.00K | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 93.91% | |||
| Return on Assets | 0.01% | |||
| Return on Equity | 0.09% | |||