| Weiss Ratings |
Valley Educators Credit Union
Alamosa, CO |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Valley Educators Credit Union
Alamosa, CO |
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| NCUA Charter Number | 4977 | |||
| Phone Number | (719) 589-6535 | |||
| Website | obc.itsme247.com/921/ | |||
| Asset Quality |
Valley Educators Credit Union
Alamosa, CO |
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| 1-Year Asset Growth | 7.99% | |||
| 5-Year Asset Growth | 5.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.67% | |||
| Non-Performing Assets to Assets | 1.97% | |||
| Non-Performing Loans to Capital | 11.12% | |||
| Non-Performing Loans to Loans | 3.45% | |||
| Balance Sheet |
Valley Educators Credit Union
Alamosa, CO |
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| Total Assets | 6.04M | |||
| Total Deposits | 4.72M | |||
| Capital and Reserves |
Valley Educators Credit Union
Alamosa, CO |
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| Capital | 1.32M | |||
| Leverage Ratio | 21.84 | |||
| Loan Loss Reserves to Loans | 1.84% | |||
| Liquidity |
Valley Educators Credit Union
Alamosa, CO |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 33.53% | |||
| Profitability |
Valley Educators Credit Union
Alamosa, CO |
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| 5-Year Return on Average Assets | 1.81% | |||
| Net Income | 35.00K | |||
| Net Interest Spread | 8.13% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 90.82% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 5.39% | |||