| Weiss Ratings |
Valley Educators Credit Union
Alamosa, CO |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
Valley Educators Credit Union
Alamosa, CO |
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| NCUA Charter Number | 4977 | |||
| Phone Number | (719) 589-6535 | |||
| Website | obc.itsme247.com/921/ | |||
| Asset Quality |
Valley Educators Credit Union
Alamosa, CO |
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| 1-Year Asset Growth | 10.11% | |||
| 5-Year Asset Growth | 5.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 3.80% | |||
| Non-Performing Loans to Capital | 16.04% | |||
| Non-Performing Loans to Loans | 5.00% | |||
| Balance Sheet |
Valley Educators Credit Union
Alamosa, CO |
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| Total Assets | 5.98M | |||
| Total Deposits | 4.64M | |||
| Capital and Reserves |
Valley Educators Credit Union
Alamosa, CO |
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| Capital | 1.33M | |||
| Leverage Ratio | 22.31 | |||
| Loan Loss Reserves to Loans | 1.79% | |||
| Liquidity |
Valley Educators Credit Union
Alamosa, CO |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 28.92% | |||
| Profitability |
Valley Educators Credit Union
Alamosa, CO |
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| 5-Year Return on Average Assets | 1.81% | |||
| Net Income | 50.00K | |||
| Net Interest Spread | 7.99% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 83.44% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 5.10% | |||