| Weiss Ratings |
Valley Educators Credit Union
Alamosa, CO |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
Valley Educators Credit Union
Alamosa, CO |
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| NCUA Charter Number | 4977 | |||
| Phone Number | (719) 589-6535 | |||
| Website | obc.itsme247.com/921/ | |||
| Asset Quality |
Valley Educators Credit Union
Alamosa, CO |
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| 1-Year Asset Growth | 15.66% | |||
| 5-Year Asset Growth | 5.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 3.45% | |||
| Non-Performing Loans to Capital | 16.64% | |||
| Non-Performing Loans to Loans | 5.03% | |||
| Balance Sheet |
Valley Educators Credit Union
Alamosa, CO |
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| Total Assets | 6.68M | |||
| Total Deposits | 5.39M | |||
| Capital and Reserves |
Valley Educators Credit Union
Alamosa, CO |
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| Capital | 1.28M | |||
| Leverage Ratio | 19.24 | |||
| Loan Loss Reserves to Loans | 2.14% | |||
| Liquidity |
Valley Educators Credit Union
Alamosa, CO |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 40.37% | |||
| Profitability |
Valley Educators Credit Union
Alamosa, CO |
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| 5-Year Return on Average Assets | 1.86% | |||
| Net Income | 62.00K | |||
| Net Interest Spread | 8.76% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 73.98% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 4.95% | |||