| Weiss Ratings |
Valley Educators Credit Union
Alamosa, CO |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 9.80 | |||
| Company Info |
Valley Educators Credit Union
Alamosa, CO |
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| NCUA Charter Number | 4977 | |||
| Phone Number | (719) 589-6535 | |||
| Website | obc.itsme247.com/921/ | |||
| Asset Quality |
Valley Educators Credit Union
Alamosa, CO |
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| 1-Year Asset Growth | -1.61% | |||
| 5-Year Asset Growth | 4.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.29% | |||
| Non-Performing Loans to Capital | 10.18% | |||
| Non-Performing Loans to Loans | 2.60% | |||
| Balance Sheet |
Valley Educators Credit Union
Alamosa, CO |
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| Total Assets | 5.79M | |||
| Total Deposits | 4.54M | |||
| Capital and Reserves |
Valley Educators Credit Union
Alamosa, CO |
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| Capital | 1.25M | |||
| Leverage Ratio | 21.55 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Liquidity |
Valley Educators Credit Union
Alamosa, CO |
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| Hot Money Ratio | 2.78% | |||
| Liquidity Ratio | 23.35% | |||
| Profitability |
Valley Educators Credit Union
Alamosa, CO |
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| 5-Year Return on Average Assets | 1.86% | |||
| Net Income | 26.00K | |||
| Net Interest Spread | 8.56% | |||
| Operating Profit to Average Assets | 1.80% | |||
| Overhead Efficiency Ratio | 76.15% | |||
| Return on Assets | 1.80% | |||
| Return on Equity | 8.42% | |||