Northern States Power Company Employees Federal Credit Union

Grand Forks, ND

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	8.20
Capitalization Index	7.80
Liquidity Index	3.60
Profitability Index	6.40
Stability Index	3.00

Company Info	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	498
Phone Number	(701) 795-5294
Website	--

Asset Quality	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.72%
5-Year Asset Growth	3.31%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.13%
Non-Performing Loans to Capital	1.22%
Non-Performing Loans to Loans	0.16%

Balance Sheet	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.58M
Total Deposits	1.42M

Capital and Reserves	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
Capital	159.00K
Leverage Ratio	10.10
Loan Loss Reserves to Loans	0.41%

Liquidity	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	24.37%

Profitability	Northern States Power Company Employees Federal Credit Union Grand Forks, ND	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.19%
Net Income	14.00K
Net Interest Spread	2.11%
Operating Profit to Average Assets	1.23%
Overhead Efficiency Ratio	40.00%
Return on Assets	1.15%
Return on Equity	12.28%