C
Blue Flame Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Blue Flame Credit Union
Charlotte, NC
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 0.00
Stability Index 6.20
Company Info Blue Flame Credit Union
Charlotte, NC
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NCUA Charter Number 4985
Phone Number (704) 523-0075
Website www.blueflamecu.org
Asset Quality Blue Flame Credit Union
Charlotte, NC
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1-Year Asset Growth 0.83%
5-Year Asset Growth -0.77%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.75%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.37%
Non-Performing Loans to Loans 0.26%
Balance Sheet Blue Flame Credit Union
Charlotte, NC
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Total Assets 29.57M
Total Deposits 25.30M
Capital and Reserves Blue Flame Credit Union
Charlotte, NC
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Capital 3.85M
Leverage Ratio 13.33
Loan Loss Reserves to Loans 1.11%
Liquidity Blue Flame Credit Union
Charlotte, NC
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Hot Money Ratio 9.46%
Liquidity Ratio 10.39%
Profitability Blue Flame Credit Union
Charlotte, NC
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5-Year Return on Average Assets -1.04%
Net Income -158.00K
Net Interest Spread 4.43%
Operating Profit to Average Assets -1.16%
Overhead Efficiency Ratio 126.33%
Return on Assets -2.17%
Return on Equity -16.09%