B
Carolina Cooperative Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Carolina Cooperative Federal Credit Union
Charlotte, NC
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Rating B
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 3.00
Stability Index 5.30
Company Info Carolina Cooperative Federal Credit Union
Charlotte, NC
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NCUA Charter Number 4986
Phone Number (704) 543-8901
Website www.carolinacoopcu.com
Asset Quality Carolina Cooperative Federal Credit Union
Charlotte, NC
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1-Year Asset Growth -5.65%
5-Year Asset Growth 4.74%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 1.12%
Non-Performing Loans to Capital 8.23%
Non-Performing Loans to Loans 1.78%
Balance Sheet Carolina Cooperative Federal Credit Union
Charlotte, NC
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Total Assets 50.83M
Total Deposits 43.90M
Capital and Reserves Carolina Cooperative Federal Credit Union
Charlotte, NC
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Capital 6.41M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 1.59%
Liquidity Carolina Cooperative Federal Credit Union
Charlotte, NC
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Hot Money Ratio 16.95%
Liquidity Ratio 42.71%
Profitability Carolina Cooperative Federal Credit Union
Charlotte, NC
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5-Year Return on Average Assets 0.62%
Net Income 12.00K
Net Interest Spread 4.57%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 93.33%
Return on Assets 0.09%
Return on Equity 0.75%