Carolina Cooperative Federal Credit Union

Charlotte, NC

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.10
Capitalization Index	10.00
Liquidity Index	4.90
Profitability Index	2.70
Stability Index	5.30

Company Info	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4986
Phone Number	(704) 543-8901
Website	www.carolinacoopcu.com

Asset Quality	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.91%
5-Year Asset Growth	4.74%
5-Year Charge-Offs to Average Loans	0.40%
Charge-Offs to Average Loans	0.58%
Non-Performing Assets to Assets	1.02%
Non-Performing Loans to Capital	7.34%
Non-Performing Loans to Loans	1.59%

Balance Sheet	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	49.52M
Total Deposits	42.62M

Capital and Reserves	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Capital	6.38M
Leverage Ratio	13.58
Loan Loss Reserves to Loans	1.55%

Liquidity	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.34%
Liquidity Ratio	40.63%

Profitability	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	-19.00K
Net Interest Spread	4.79%
Operating Profit to Average Assets	0.18%
Overhead Efficiency Ratio	96.57%
Return on Assets	-0.08%
Return on Equity	-0.59%