Carolina Cooperative Federal Credit Union

Charlotte, NC

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

Total
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Weiss Ratings	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.10
Capitalization Index	10.00
Liquidity Index	3.80
Profitability Index	2.10
Stability Index	5.90

Company Info	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4986
Phone Number	(704) 543-8901
Website	www.carolinacoopcu.com

Asset Quality	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.67%
5-Year Asset Growth	6.14%
5-Year Charge-Offs to Average Loans	0.43%
Charge-Offs to Average Loans	0.43%
Non-Performing Assets to Assets	1.41%
Non-Performing Loans to Capital	10.98%
Non-Performing Loans to Loans	1.95%

Balance Sheet	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	54.06M
Total Deposits	46.78M

Capital and Reserves	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Capital	6.54M
Leverage Ratio	12.69
Loan Loss Reserves to Loans	1.06%

Liquidity	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	18.73%
Liquidity Ratio	30.06%

Profitability	Carolina Cooperative Federal Credit Union Charlotte, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.93%
Net Income	-48.00K
Net Interest Spread	3.46%
Operating Profit to Average Assets	-0.34%
Overhead Efficiency Ratio	108.01%
Return on Assets	-0.36%
Return on Equity	-2.93%