| Weiss Ratings |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 4.10 | |||
| Company Info |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 499 | |||
| Phone Number | (301) 699-6100 | |||
| Website | www.fedchoice.org | |||
| Asset Quality |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.80% | |||
| 5-Year Asset Growth | 4.06% | |||
| 5-Year Charge-Offs to Average Loans | 1.19% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 8.91% | |||
| Non-Performing Loans to Loans | 1.28% | |||
| Balance Sheet |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 447.27M | |||
| Total Deposits | 404.82M | |||
| Capital and Reserves |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 37.12M | |||
| Leverage Ratio | 9.31 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Liquidity |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.77% | |||
| Liquidity Ratio | 21.57% | |||
| Profitability |
FedChoice Federal Credit Union
Lanham, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 40.00K | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 78.59% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.22% | |||