| Weiss Ratings |
FedChoice Federal Credit Union
Lanham, MD |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 4.10 | |||
| Company Info |
FedChoice Federal Credit Union
Lanham, MD |
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| NCUA Charter Number | 499 | |||
| Phone Number | (301) 699-6100 | |||
| Website | www.fedchoice.org | |||
| Asset Quality |
FedChoice Federal Credit Union
Lanham, MD |
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| 1-Year Asset Growth | 3.27% | |||
| 5-Year Asset Growth | 4.06% | |||
| 5-Year Charge-Offs to Average Loans | 1.19% | |||
| Charge-Offs to Average Loans | 1.20% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 10.59% | |||
| Non-Performing Loans to Loans | 1.51% | |||
| Balance Sheet |
FedChoice Federal Credit Union
Lanham, MD |
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| Total Assets | 452.08M | |||
| Total Deposits | 406.02M | |||
| Capital and Reserves |
FedChoice Federal Credit Union
Lanham, MD |
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| Capital | 36.97M | |||
| Leverage Ratio | 9.34 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
FedChoice Federal Credit Union
Lanham, MD |
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| Hot Money Ratio | 4.33% | |||
| Liquidity Ratio | 21.63% | |||
| Profitability |
FedChoice Federal Credit Union
Lanham, MD |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 454.00K | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 78.42% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 5.01% | |||