C
Charlotte Fire Department Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Charlotte Fire Department Credit Union
Charlotte, NC
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Rating C
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 3.00
Stability Index 6.40
Company Info Charlotte Fire Department Credit Union
Charlotte, NC
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NCUA Charter Number 4992
Phone Number (704) 375-3950
Website www.cfdcu.org
Asset Quality Charlotte Fire Department Credit Union
Charlotte, NC
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1-Year Asset Growth 2.95%
5-Year Asset Growth 1.79%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.87%
Non-Performing Loans to Loans 0.96%
Balance Sheet Charlotte Fire Department Credit Union
Charlotte, NC
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Total Assets 53.49M
Total Deposits 46.29M
Capital and Reserves Charlotte Fire Department Credit Union
Charlotte, NC
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Capital 6.92M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 0.50%
Liquidity Charlotte Fire Department Credit Union
Charlotte, NC
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Hot Money Ratio 12.12%
Liquidity Ratio 41.52%
Profitability Charlotte Fire Department Credit Union
Charlotte, NC
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5-Year Return on Average Assets 0.16%
Net Income 74.00K
Net Interest Spread 4.18%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 85.18%
Return on Assets 0.56%
Return on Equity 4.32%