B
First Peoples Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.67
Leverage
Ratio
12.08
Return On
Assets
0.58%
Total
Assets
601.78M
Capital
67.77M
Total
Deposits
520.28M
Net
Income
854.00K
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Weiss Ratings First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 4.70
Stability Index 9.20
Company Info First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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NCUA Charter Number 5
Phone Number (301) 784-3000
Website www.firstpeoples.com
Asset Quality First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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1-Year Asset Growth 3.88%
5-Year Asset Growth 6.82%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.03%
Non-Performing Loans to Loans 0.28%
Balance Sheet First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Total Assets 601.78M
Total Deposits 520.28M
Capital and Reserves First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Capital 67.77M
Leverage Ratio 12.08
Loan Loss Reserves to Loans 1.24%
Liquidity First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Hot Money Ratio 13.69%
Liquidity Ratio 13.74%
Profitability First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 854.00K
Net Interest Spread 3.19%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 83.42%
Return on Assets 0.58%
Return on Equity 5.07%