B
First Peoples Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
12.69
Leverage
Ratio
12.83
Return On
Assets
0.94%
Total
Assets
634.80M
Capital
80.14M
Total
Deposits
540.69M
Net
Income
2.96M
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Weiss Ratings First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 7.10
Stability Index 6.30
Company Info First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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NCUA Charter Number 5
Phone Number (301) 784-3000
Website www.firstpeoples.com
Asset Quality First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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1-Year Asset Growth 6.47%
5-Year Asset Growth 6.24%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.78%
Non-Performing Loans to Loans 0.44%
Balance Sheet First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Total Assets 634.80M
Total Deposits 540.69M
Capital and Reserves First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Capital 80.14M
Leverage Ratio 12.83
Loan Loss Reserves to Loans 1.27%
Liquidity First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Hot Money Ratio 15.79%
Liquidity Ratio 19.10%
Profitability First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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5-Year Return on Average Assets 0.70%
Net Income 2.96M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 74.30%
Return on Assets 0.94%
Return on Equity 7.56%