B
First Peoples Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.14
Leverage
Ratio
13.23
Return On
Assets
1.07%
Total
Assets
631.29M
Capital
82.55M
Total
Deposits
535.92M
Net
Income
5.04M
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Weiss Ratings First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 7.70
Stability Index 6.30
Company Info First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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NCUA Charter Number 5
Phone Number (301) 784-3000
Website www.firstpeoples.com
Asset Quality First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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1-Year Asset Growth 6.38%
5-Year Asset Growth 6.24%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.59%
Non-Performing Loans to Loans 0.39%
Balance Sheet First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Total Assets 631.29M
Total Deposits 535.92M
Capital and Reserves First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Capital 82.55M
Leverage Ratio 13.23
Loan Loss Reserves to Loans 1.26%
Liquidity First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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Hot Money Ratio 15.94%
Liquidity Ratio 17.75%
Profitability First Peoples Community Federal Credit Union
Cumberland, MD 		Click to
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5-Year Return on Average Assets 0.70%
Net Income 5.04M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 72.94%
Return on Assets 1.07%
Return on Equity 8.48%