B
Navigator Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Navigator Federal Credit Union
Moss Point, MS
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 9.00
Stability Index 6.30
Company Info Navigator Federal Credit Union
Moss Point, MS
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NCUA Charter Number 5008
Phone Number (228) 475-7300
Website navigatorcu.org
Asset Quality Navigator Federal Credit Union
Moss Point, MS
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1-Year Asset Growth -6.71%
5-Year Asset Growth 4.05%
5-Year Charge-Offs to Average Loans 0.96%
Charge-Offs to Average Loans 1.32%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 2.43%
Non-Performing Loans to Loans 0.58%
Balance Sheet Navigator Federal Credit Union
Moss Point, MS
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Total Assets 384.20M
Total Deposits 311.50M
Capital and Reserves Navigator Federal Credit Union
Moss Point, MS
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Capital 66.40M
Leverage Ratio 17.29
Loan Loss Reserves to Loans 2.32%
Liquidity Navigator Federal Credit Union
Moss Point, MS
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Hot Money Ratio 4.37%
Liquidity Ratio 21.67%
Profitability Navigator Federal Credit Union
Moss Point, MS
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5-Year Return on Average Assets 0.81%
Net Income 5.90M
Net Interest Spread 6.50%
Operating Profit to Average Assets 2.92%
Overhead Efficiency Ratio 67.22%
Return on Assets 2.00%
Return on Equity 12.36%