| Weiss Ratings |
ECM Federal Credit Union
Ridgeland, MS |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
ECM Federal Credit Union
Ridgeland, MS |
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| NCUA Charter Number | 5017 | |||
| Phone Number | (601) 605-8600 | |||
| Website | www.ecmfcu.com | |||
| Asset Quality |
ECM Federal Credit Union
Ridgeland, MS |
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| 1-Year Asset Growth | 0.74% | |||
| 5-Year Asset Growth | 4.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.91% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
ECM Federal Credit Union
Ridgeland, MS |
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| Total Assets | 27.51M | |||
| Total Deposits | 23.82M | |||
| Capital and Reserves |
ECM Federal Credit Union
Ridgeland, MS |
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| Capital | 3.58M | |||
| Leverage Ratio | 13.09 | |||
| Loan Loss Reserves to Loans | 0.16% | |||
| Liquidity |
ECM Federal Credit Union
Ridgeland, MS |
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| Hot Money Ratio | 16.79% | |||
| Liquidity Ratio | 26.02% | |||
| Profitability |
ECM Federal Credit Union
Ridgeland, MS |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 300.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 61.15% | |||
| Return on Assets | 1.43% | |||
| Return on Equity | 11.67% | |||