| Weiss Ratings |
ECM Federal Credit Union
Ridgeland, MS |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
ECM Federal Credit Union
Ridgeland, MS |
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| NCUA Charter Number | 5017 | |||
| Phone Number | (601) 605-8600 | |||
| Website | www.ecmfcu.com | |||
| Asset Quality |
ECM Federal Credit Union
Ridgeland, MS |
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| 1-Year Asset Growth | -1.04% | |||
| 5-Year Asset Growth | 4.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.22% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
ECM Federal Credit Union
Ridgeland, MS |
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| Total Assets | 28.07M | |||
| Total Deposits | 24.15M | |||
| Capital and Reserves |
ECM Federal Credit Union
Ridgeland, MS |
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| Capital | 3.80M | |||
| Leverage Ratio | 13.57 | |||
| Loan Loss Reserves to Loans | 0.24% | |||
| Liquidity |
ECM Federal Credit Union
Ridgeland, MS |
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| Hot Money Ratio | 17.77% | |||
| Liquidity Ratio | 30.09% | |||
| Profitability |
ECM Federal Credit Union
Ridgeland, MS |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 73.00K | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 60.00% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 7.79% | |||