Niagara Frontier Federal Employees Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 14.5 percent of nonperforming loans to core capital combined with 14.5 percent from a year earlier contributes to the Fair asset quality (4.1). Fair liquidity 4.6, driven by a liquidity ratio of 42.7 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (60%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
615 Main Street
Niagara Falls, NY 14302
Niagara Falls, NY 14302
Phone Number
(716) 284-2161
NCUA Charter Number
Website
Largest Competitors
Niagara Falls, NY
Niagara Falls, NY
Niagara Falls, NY
Niagara Falls, NY
Niagara Falls, NY