Niagara Frontier Federal Municipal Employees Credit Union

Niagara Falls, NY

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	8.60
Capitalization Index	5.90
Liquidity Index	5.20
Profitability Index	0.00
Stability Index	3.30

Company Info	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5034
Phone Number	(716) 284-2161
Website	www.nffmecu.com

Asset Quality	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.44%
5-Year Asset Growth	-4.26%
5-Year Charge-Offs to Average Loans	0.72%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.09M
Total Deposits	1.92M

Capital and Reserves	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Capital	174.00K
Leverage Ratio	8.37
Loan Loss Reserves to Loans	3.58%

Liquidity	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	43.11%

Profitability	Niagara Frontier Federal Municipal Employees Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-1.22%
Net Income	-59.00K
Net Interest Spread	7.18%
Operating Profit to Average Assets	-3.54%
Overhead Efficiency Ratio	162.37%
Return on Assets	-3.60%
Return on Equity	-38.94%