Christian Financial Credit Union

Sterling Heights, MI

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	7.70
Liquidity Index	2.60
Profitability Index	5.30
Stability Index	7.10

Company Info	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5036
Phone Number	(586) 772-6330
Website	www.christianfinancialcu.com

Asset Quality	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.94%
5-Year Asset Growth	15.99%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.13%
Non-Performing Assets to Assets	0.25%
Non-Performing Loans to Capital	2.18%
Non-Performing Loans to Loans	0.31%

Balance Sheet	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	923.99M
Total Deposits	807.18M

Capital and Reserves	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
Capital	92.21M
Leverage Ratio	10.28
Loan Loss Reserves to Loans	0.58%

Liquidity	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	15.15%
Liquidity Ratio	15.13%

Profitability	Christian Financial Credit Union Sterling Heights, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.69%
Net Income	1.17M
Net Interest Spread	2.81%
Operating Profit to Average Assets	0.57%
Overhead Efficiency Ratio	81.24%
Return on Assets	0.51%
Return on Equity	5.11%