| Weiss Ratings |
Jefferson Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 3.00 | |||
| Company Info |
Jefferson Credit Union
Hoover, AL |
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| NCUA Charter Number | 5042 | |||
| Phone Number | (205) 444-4528 | |||
| Website | jeffersoncreditunion.org/ | |||
| Asset Quality |
Jefferson Credit Union
Hoover, AL |
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| 1-Year Asset Growth | 10.68% | |||
| 5-Year Asset Growth | 4.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.81% | |||
| Charge-Offs to Average Loans | 1.66% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.73% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Jefferson Credit Union
Hoover, AL |
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| Total Assets | 91.77M | |||
| Total Deposits | 82.60M | |||
| Capital and Reserves |
Jefferson Credit Union
Hoover, AL |
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| Capital | 8.58M | |||
| Leverage Ratio | 9.69 | |||
| Loan Loss Reserves to Loans | 2.48% | |||
| Liquidity |
Jefferson Credit Union
Hoover, AL |
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| Hot Money Ratio | 12.97% | |||
| Liquidity Ratio | 18.54% | |||
| Profitability |
Jefferson Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 284.00K | |||
| Net Interest Spread | 5.41% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 83.84% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 4.83% | |||