| Weiss Ratings |
Jefferson Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 2.40 | |||
| Company Info |
Jefferson Credit Union
Hoover, AL |
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| NCUA Charter Number | 5042 | |||
| Phone Number | (205) 444-4528 | |||
| Website | jeffersoncreditunion.org/ | |||
| Asset Quality |
Jefferson Credit Union
Hoover, AL |
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| 1-Year Asset Growth | 21.20% | |||
| 5-Year Asset Growth | 4.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.81% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 12.18% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Jefferson Credit Union
Hoover, AL |
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| Total Assets | 95.98M | |||
| Total Deposits | 87.18M | |||
| Capital and Reserves |
Jefferson Credit Union
Hoover, AL |
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| Capital | 8.42M | |||
| Leverage Ratio | 8.81 | |||
| Loan Loss Reserves to Loans | 2.65% | |||
| Liquidity |
Jefferson Credit Union
Hoover, AL |
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| Hot Money Ratio | 15.74% | |||
| Liquidity Ratio | 21.60% | |||
| Profitability |
Jefferson Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 371.00K | |||
| Net Interest Spread | 5.41% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 85.26% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 9.89% | |||