| Weiss Ratings |
Jefferson Credit Union
Hoover, AL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 2.60 | |||
| Company Info |
Jefferson Credit Union
Hoover, AL |
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| NCUA Charter Number | 5042 | |||
| Phone Number | (205) 444-4528 | |||
| Website | jeffersoncreditunion.org/ | |||
| Asset Quality |
Jefferson Credit Union
Hoover, AL |
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| 1-Year Asset Growth | 9.46% | |||
| 5-Year Asset Growth | 4.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.81% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.95% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Jefferson Credit Union
Hoover, AL |
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| Total Assets | 86.11M | |||
| Total Deposits | 78.24M | |||
| Capital and Reserves |
Jefferson Credit Union
Hoover, AL |
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| Capital | 7.29M | |||
| Leverage Ratio | 9.37 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Liquidity |
Jefferson Credit Union
Hoover, AL |
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| Hot Money Ratio | 16.03% | |||
| Liquidity Ratio | 24.11% | |||
| Profitability |
Jefferson Credit Union
Hoover, AL |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | -15.00K | |||
| Net Interest Spread | 4.62% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 95.68% | |||
| Return on Assets | -0.07% | |||
| Return on Equity | -0.84% | |||