C
Gallatin Steam Plant Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gallatin Steam Plant Credit Union
Gallatin, TN
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 8.10
Stability Index 5.00
Company Info Gallatin Steam Plant Credit Union
Gallatin, TN
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NCUA Charter Number 5053
Phone Number (615) 230-4073
Website www.gsteamplantcu.org
Asset Quality Gallatin Steam Plant Credit Union
Gallatin, TN
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1-Year Asset Growth 7.15%
5-Year Asset Growth 8.39%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.60%
Non-Performing Loans to Loans 0.17%
Balance Sheet Gallatin Steam Plant Credit Union
Gallatin, TN
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Total Assets 7.77M
Total Deposits 6.48M
Capital and Reserves Gallatin Steam Plant Credit Union
Gallatin, TN
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Capital 1.26M
Leverage Ratio 16.18
Loan Loss Reserves to Loans 1.62%
Liquidity Gallatin Steam Plant Credit Union
Gallatin, TN
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Hot Money Ratio 16.45%
Liquidity Ratio 34.17%
Profitability Gallatin Steam Plant Credit Union
Gallatin, TN
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5-Year Return on Average Assets 0.61%
Net Income 29.00K
Net Interest Spread 4.74%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 62.82%
Return on Assets 1.50%
Return on Equity 9.32%