Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.7 has resulted in Weak (1.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 26.1 and a net worth ratio of 26.1. A current level of 0.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0).
Asset Mix:
Consumer loans (4%), other (96%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1613 Northwest Kearney Street
Portland, OR 97209
Portland, OR 97209
Phone Number
(503) 205-3350
NCUA Charter Number
Largest Competitors
Portland, OR
Portland, OR
Portland, OR
Portland, OR
Portland, OR