Western Division Federal Credit Union

Williamsville, NY

Rating Date

May 2024

Net Capital
Ratio

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Weiss Ratings	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	2.00
Stability Index	8.60

Company Info	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5065
Phone Number	(716) 632-9328
Website	www.westerndivision.org/

Asset Quality	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.46%
5-Year Asset Growth	7.17%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.25%
Non-Performing Assets to Assets	0.02%
Non-Performing Loans to Capital	0.08%
Non-Performing Loans to Loans	0.01%

Balance Sheet	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	198.70M
Total Deposits	164.74M

Capital and Reserves	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Capital	27.58M
Leverage Ratio	13.88
Loan Loss Reserves to Loans	0.20%

Liquidity	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.17%
Liquidity Ratio	15.14%

Profitability	Western Division Federal Credit Union Williamsville, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.63%
Net Income	257.00K
Net Interest Spread	3.14%
Operating Profit to Average Assets	0.65%
Overhead Efficiency Ratio	79.42%
Return on Assets	0.52%
Return on Equity	3.74%