| Weiss Ratings |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5066 | |||
| Phone Number | (618) 258-3168 | |||
| Website | www.1stmidamerica.org | |||
| Asset Quality |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.09% | |||
| 5-Year Asset Growth | 6.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 2.95% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.01B | |||
| Total Deposits | 833.25M | |||
| Capital and Reserves |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 125.73M | |||
| Leverage Ratio | 12.63 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Liquidity |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.36% | |||
| Liquidity Ratio | 8.65% | |||
| Profitability |
1st MidAmerica Credit Union
Bethalto, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 12.17M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.90% | |||
| Overhead Efficiency Ratio | 64.13% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 13.82% | |||