| Weiss Ratings |
1st MidAmerica Credit Union
Bethalto, IL |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.50 | |||
| Company Info |
1st MidAmerica Credit Union
Bethalto, IL |
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| NCUA Charter Number | 5066 | |||
| Phone Number | (618) 258-3168 | |||
| Website | www.1stmidamerica.org | |||
| Asset Quality |
1st MidAmerica Credit Union
Bethalto, IL |
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| 1-Year Asset Growth | 3.28% | |||
| 5-Year Asset Growth | 5.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.52% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
1st MidAmerica Credit Union
Bethalto, IL |
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| Total Assets | 967.94M | |||
| Total Deposits | 797.97M | |||
| Capital and Reserves |
1st MidAmerica Credit Union
Bethalto, IL |
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| Capital | 104.02M | |||
| Leverage Ratio | 11.36 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
1st MidAmerica Credit Union
Bethalto, IL |
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| Hot Money Ratio | 13.97% | |||
| Liquidity Ratio | 5.83% | |||
| Profitability |
1st MidAmerica Credit Union
Bethalto, IL |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 1.49M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 79.12% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.79% | |||