| Weiss Ratings |
1st MidAmerica Credit Union
Bethalto, IL |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 8.20 | |||
| Company Info |
1st MidAmerica Credit Union
Bethalto, IL |
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| NCUA Charter Number | 5066 | |||
| Phone Number | (618) 258-3168 | |||
| Website | www.1stmidamerica.org | |||
| Asset Quality |
1st MidAmerica Credit Union
Bethalto, IL |
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| 1-Year Asset Growth | 5.65% | |||
| 5-Year Asset Growth | 6.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 2.93% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
1st MidAmerica Credit Union
Bethalto, IL |
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| Total Assets | 1.03B | |||
| Total Deposits | 845.84M | |||
| Capital and Reserves |
1st MidAmerica Credit Union
Bethalto, IL |
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| Capital | 119.64M | |||
| Leverage Ratio | 11.76 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
1st MidAmerica Credit Union
Bethalto, IL |
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| Hot Money Ratio | 14.87% | |||
| Liquidity Ratio | 10.96% | |||
| Profitability |
1st MidAmerica Credit Union
Bethalto, IL |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 6.49M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 83.19% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 11.31% | |||