| Weiss Ratings |
Educational Federal Credit Union
Miami, FL |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 8.80 | |||
| Company Info |
Educational Federal Credit Union
Miami, FL |
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| NCUA Charter Number | 507 | |||
| Phone Number | (305) 270-5235 | |||
| Website | www.edfed.org | |||
| Asset Quality |
Educational Federal Credit Union
Miami, FL |
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| 1-Year Asset Growth | 4.72% | |||
| 5-Year Asset Growth | 7.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.63% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Educational Federal Credit Union
Miami, FL |
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| Total Assets | 1.72B | |||
| Total Deposits | 1.45B | |||
| Capital and Reserves |
Educational Federal Credit Union
Miami, FL |
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| Capital | 242.07M | |||
| Leverage Ratio | 15.55 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Liquidity |
Educational Federal Credit Union
Miami, FL |
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| Hot Money Ratio | 12.07% | |||
| Liquidity Ratio | 31.33% | |||
| Profitability |
Educational Federal Credit Union
Miami, FL |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 3.17M | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 74.10% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 5.33% | |||