| Weiss Ratings |
Educational Federal Credit Union
Miami, FL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 8.80 | |||
| Company Info |
Educational Federal Credit Union
Miami, FL |
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| NCUA Charter Number | 507 | |||
| Phone Number | (305) 270-5235 | |||
| Website | www.edfed.org | |||
| Asset Quality |
Educational Federal Credit Union
Miami, FL |
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| 1-Year Asset Growth | 4.47% | |||
| 5-Year Asset Growth | 7.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.95% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Educational Federal Credit Union
Miami, FL |
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| Total Assets | 1.66B | |||
| Total Deposits | 1.41B | |||
| Capital and Reserves |
Educational Federal Credit Union
Miami, FL |
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| Capital | 235.52M | |||
| Leverage Ratio | 15.75 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Educational Federal Credit Union
Miami, FL |
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| Hot Money Ratio | 12.18% | |||
| Liquidity Ratio | 22.38% | |||
| Profitability |
Educational Federal Credit Union
Miami, FL |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 6.24M | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 81.51% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 3.78% | |||