| Weiss Ratings |
Educational Federal Credit Union
Miami, FL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 8.80 | |||
| Company Info |
Educational Federal Credit Union
Miami, FL |
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| NCUA Charter Number | 507 | |||
| Phone Number | (305) 270-5235 | |||
| Website | www.edfed.org | |||
| Asset Quality |
Educational Federal Credit Union
Miami, FL |
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| 1-Year Asset Growth | 1.29% | |||
| 5-Year Asset Growth | 7.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.32% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Educational Federal Credit Union
Miami, FL |
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| Total Assets | 1.64B | |||
| Total Deposits | 1.40B | |||
| Capital and Reserves |
Educational Federal Credit Union
Miami, FL |
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| Capital | 215.22M | |||
| Leverage Ratio | 15.76 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
Educational Federal Credit Union
Miami, FL |
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| Hot Money Ratio | 9.20% | |||
| Liquidity Ratio | 23.19% | |||
| Profitability |
Educational Federal Credit Union
Miami, FL |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 2.94M | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 80.53% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 5.49% | |||