B
Virginia Co-Op Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Virginia Co-Op Credit Union
Virginia, MN
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Rating B
Asset Quality Index 8.00
Capitalization Index 7.60
Liquidity Index 4.50
Profitability Index 6.00
Stability Index 5.00
Company Info Virginia Co-Op Credit Union
Virginia, MN
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NCUA Charter Number 5072
Phone Number (218) 741-5644
Website vccu.org
Asset Quality Virginia Co-Op Credit Union
Virginia, MN
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1-Year Asset Growth 3.77%
5-Year Asset Growth 8.73%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.49%
Balance Sheet Virginia Co-Op Credit Union
Virginia, MN
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Total Assets 42.38M
Total Deposits 38.18M
Capital and Reserves Virginia Co-Op Credit Union
Virginia, MN
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Capital 4.17M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 0.52%
Liquidity Virginia Co-Op Credit Union
Virginia, MN
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Hot Money Ratio 0.00%
Liquidity Ratio 26.61%
Profitability Virginia Co-Op Credit Union
Virginia, MN
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5-Year Return on Average Assets 0.77%
Net Income 126.00K
Net Interest Spread 5.11%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 67.46%
Return on Assets 1.21%
Return on Equity 12.26%