C
Virginia Co-Op Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Virginia Co-Op Credit Union
Virginia, MN
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Rating C
Asset Quality Index 8.20
Capitalization Index 6.40
Liquidity Index 3.90
Profitability Index 7.40
Stability Index 4.40
Company Info Virginia Co-Op Credit Union
Virginia, MN
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NCUA Charter Number 5072
Phone Number (218) 741-5644
Website www.vccu.org
Asset Quality Virginia Co-Op Credit Union
Virginia, MN
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1-Year Asset Growth -2.76%
5-Year Asset Growth 9.39%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.93%
Non-Performing Loans to Loans 0.28%
Balance Sheet Virginia Co-Op Credit Union
Virginia, MN
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Total Assets 40.84M
Total Deposits 37.11M
Capital and Reserves Virginia Co-Op Credit Union
Virginia, MN
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Capital 3.58M
Leverage Ratio 8.78
Loan Loss Reserves to Loans 0.38%
Liquidity Virginia Co-Op Credit Union
Virginia, MN
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Hot Money Ratio 0.00%
Liquidity Ratio 23.90%
Profitability Virginia Co-Op Credit Union
Virginia, MN
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5-Year Return on Average Assets 0.62%
Net Income 158.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 63.33%
Return on Assets 1.55%
Return on Equity 18.03%