B
Point West Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Point West Credit Union
Portland, OR
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 3.30
Stability Index 6.50
Company Info Point West Credit Union
Portland, OR
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NCUA Charter Number 5073
Phone Number (503) 546-5000
Website www.pointwestcu.com
Asset Quality Point West Credit Union
Portland, OR
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1-Year Asset Growth -5.39%
5-Year Asset Growth 3.32%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 5.01%
Non-Performing Loans to Loans 0.75%
Balance Sheet Point West Credit Union
Portland, OR
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Total Assets 104.58M
Total Deposits 90.10M
Capital and Reserves Point West Credit Union
Portland, OR
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Capital 12.16M
Leverage Ratio 12.21
Loan Loss Reserves to Loans 0.34%
Liquidity Point West Credit Union
Portland, OR
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Hot Money Ratio 11.08%
Liquidity Ratio 22.90%
Profitability Point West Credit Union
Portland, OR
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5-Year Return on Average Assets 0.64%
Net Income 463.00K
Net Interest Spread 5.55%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 85.50%
Return on Assets 0.57%
Return on Equity 5.19%