D
Electric Machinery Employee Credit Union
Rating Date
July 2025
Net Capital
Ratio
24.48
Leverage
Ratio
24.48
Return On
Assets
-1.71%
Total
Assets
8.49M
Capital
2.08M
Total
Deposits
6.32M
Net
Income
-36.00K
My Lists My Alerts
Weiss Ratings Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 0.00
Stability Index 6.00
Company Info Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 5076
Phone Number (612) 378-8100
Website www.emcu.org
Asset Quality Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.30%
5-Year Asset Growth -1.79%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 1.03%
Non-Performing Assets to Assets 1.15%
Non-Performing Loans to Capital 4.56%
Non-Performing Loans to Loans 2.16%
Balance Sheet Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 8.49M
Total Deposits 6.32M
Capital and Reserves Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.08M
Leverage Ratio 24.48
Loan Loss Reserves to Loans 1.61%
Liquidity Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 20.49%
Liquidity Ratio 45.14%
Profitability Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets -0.23%
Net Income -36.00K
Net Interest Spread 3.22%
Operating Profit to Average Assets -1.75%
Overhead Efficiency Ratio 142.62%
Return on Assets -1.71%
Return on Equity -6.87%