D
Electric Machinery Employee Credit Union
Rating Date
July 2025
Net Capital
Ratio
24.44
Leverage
Ratio
24.45
Return On
Assets
-0.87%
Total
Assets
8.50M
Capital
2.08M
Total
Deposits
6.35M
Net
Income
-37.00K
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Weiss Ratings Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Rating D
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 0.00
Stability Index 6.00
Company Info Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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NCUA Charter Number 5076
Phone Number (612) 378-8100
Website www.emcu.org
Asset Quality Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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1-Year Asset Growth -1.01%
5-Year Asset Growth -1.79%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 2.06%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 4.56%
Non-Performing Loans to Loans 2.16%
Balance Sheet Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Total Assets 8.50M
Total Deposits 6.35M
Capital and Reserves Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Capital 2.08M
Leverage Ratio 24.45
Loan Loss Reserves to Loans 0.85%
Liquidity Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Hot Money Ratio 20.49%
Liquidity Ratio 45.14%
Profitability Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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5-Year Return on Average Assets -0.23%
Net Income -37.00K
Net Interest Spread 3.55%
Operating Profit to Average Assets -0.87%
Overhead Efficiency Ratio 142.62%
Return on Assets -0.87%
Return on Equity -3.55%