D
Electric Machinery Employee Credit Union
Rating Date
December 2025
Net Capital
Ratio
24.41
Leverage
Ratio
24.42
Return On
Assets
-0.47%
Total
Assets
8.54M
Capital
2.08M
Total
Deposits
6.39M
Net
Income
-30.00K
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Weiss Ratings Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Rating D
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 0.30
Stability Index 6.00
Company Info Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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NCUA Charter Number 5076
Phone Number (612) 378-8100
Website www.emcu.org
Asset Quality Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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1-Year Asset Growth -0.32%
5-Year Asset Growth -1.79%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 1.59%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 1.01%
Balance Sheet Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Total Assets 8.54M
Total Deposits 6.39M
Capital and Reserves Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Capital 2.08M
Leverage Ratio 24.42
Loan Loss Reserves to Loans 0.71%
Liquidity Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Hot Money Ratio 23.04%
Liquidity Ratio 45.05%
Profitability Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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5-Year Return on Average Assets -0.23%
Net Income -30.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets -0.46%
Overhead Efficiency Ratio 110.48%
Return on Assets -0.47%
Return on Equity -1.92%