D
Electric Machinery Employee Credit Union
Rating Date
May 2024
Net Capital
Ratio
25.34
Leverage
Ratio
25.34
Return On
Assets
-1.01%
Total
Assets
8.78M
Capital
2.23M
Total
Deposits
6.48M
Net
Income
-22.00K
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Weiss Ratings Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Rating D
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 0.20
Stability Index 6.10
Company Info Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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NCUA Charter Number 5076
Phone Number (612) 378-8161
Website www.emcu.org
Asset Quality Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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1-Year Asset Growth -4.87%
5-Year Asset Growth 0.35%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.69%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 2.94%
Non-Performing Loans to Loans 1.27%
Balance Sheet Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Total Assets 8.78M
Total Deposits 6.48M
Capital and Reserves Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Capital 2.23M
Leverage Ratio 25.34
Loan Loss Reserves to Loans 0.42%
Liquidity Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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Hot Money Ratio 21.05%
Liquidity Ratio 28.89%
Profitability Electric Machinery Employee Credit Union
Minneapolis, MN 		Click to
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5-Year Return on Average Assets 0.23%
Net Income -22.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets -1.01%
Overhead Efficiency Ratio 130.00%
Return on Assets -1.01%
Return on Equity -3.94%