B
The Municipal Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Municipal Federal Credit Union
Sioux City, IA
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Rating B
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 8.20
Stability Index 5.70
Company Info The Municipal Federal Credit Union
Sioux City, IA
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NCUA Charter Number 5081
Phone Number (712) 255-3400
Website www.municipalcu.com
Asset Quality The Municipal Federal Credit Union
Sioux City, IA
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1-Year Asset Growth 0.85%
5-Year Asset Growth 5.30%
5-Year Charge-Offs to Average Loans 0.54%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 7.69%
Non-Performing Loans to Loans 1.97%
Balance Sheet The Municipal Federal Credit Union
Sioux City, IA
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Total Assets 22.55M
Total Deposits 19.64M
Capital and Reserves The Municipal Federal Credit Union
Sioux City, IA
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Capital 2.81M
Leverage Ratio 12.57
Loan Loss Reserves to Loans 0.58%
Liquidity The Municipal Federal Credit Union
Sioux City, IA
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Hot Money Ratio 0.00%
Liquidity Ratio 41.49%
Profitability The Municipal Federal Credit Union
Sioux City, IA
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5-Year Return on Average Assets 0.83%
Net Income 306.00K
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 57.94%
Return on Assets 1.35%
Return on Equity 11.83%