Santa Cruz Community Credit Union
| Weiss Ratings |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 5.80 | |||
| Company Info |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| NCUA Charter Number | 5082 | |||
| Phone Number | (831) 425-7708 | |||
| Website | scccu.org | |||
| Asset Quality |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| 1-Year Asset Growth | -4.16% | |||
| 5-Year Asset Growth | 8.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.40% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Total Assets | 181.17M | |||
| Total Deposits | 155.60M | |||
| Capital and Reserves |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Capital | 18.24M | |||
| Leverage Ratio | 11.00 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Hot Money Ratio | 16.21% | |||
| Liquidity Ratio | 16.29% | |||
| Profitability |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | -491.00K | |||
| Net Interest Spread | 5.24% | |||
| Operating Profit to Average Assets | -0.40% | |||
| Overhead Efficiency Ratio | 109.86% | |||
| Return on Assets | -0.53% | |||
| Return on Equity | -5.31% | |||