Santa Cruz Community Credit Union
| Weiss Ratings |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| NCUA Charter Number | 5082 | |||
| Phone Number | (831) 425-7708 | |||
| Website | www.scccu.org | |||
| Asset Quality |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| 1-Year Asset Growth | -4.19% | |||
| 5-Year Asset Growth | 9.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.28% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Total Assets | 187.61M | |||
| Total Deposits | 159.93M | |||
| Capital and Reserves |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Capital | 17.42M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| Hot Money Ratio | 7.26% | |||
| Liquidity Ratio | 12.01% | |||
| Profitability |
Santa Cruz Community Credit Union
Santa Cruz, CA |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | -395.00K | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | -0.58% | |||
| Overhead Efficiency Ratio | 110.07% | |||
| Return on Assets | -0.83% | |||
| Return on Equity | -8.97% | |||