B
Family Community CU
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Family Community CU
Charles City, IA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 7.10
Stability Index 5.90
Company Info Family Community CU
Charles City, IA
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NCUA Charter Number 5093
Phone Number (641) 228-6612
Website www.ccfccu.com/
Asset Quality Family Community CU
Charles City, IA
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1-Year Asset Growth 11.38%
5-Year Asset Growth 5.52%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.59%
Non-Performing Loans to Loans 0.21%
Balance Sheet Family Community CU
Charles City, IA
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Total Assets 25.34M
Total Deposits 22.14M
Capital and Reserves Family Community CU
Charles City, IA
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Capital 3.01M
Leverage Ratio 11.88
Loan Loss Reserves to Loans 0.32%
Liquidity Family Community CU
Charles City, IA
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Hot Money Ratio 4.07%
Liquidity Ratio 62.89%
Profitability Family Community CU
Charles City, IA
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5-Year Return on Average Assets 0.41%
Net Income 241.00K
Net Interest Spread 5.14%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 68.01%
Return on Assets 1.30%
Return on Equity 11.13%