Valley Oak Credit Union
| Weiss Ratings |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 4.20 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 2.20 | |||
| Company Info |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5103 | |||
| Phone Number | (559) 561-4471 | |||
| Website | www.valleyoak.org | |||
| Asset Quality |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.31% | |||
| 5-Year Asset Growth | 8.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 1.00% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 4.63% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 79.99M | |||
| Total Deposits | 70.79M | |||
| Capital and Reserves |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.20M | |||
| Leverage Ratio | 7.09 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.11% | |||
| Liquidity Ratio | 14.06% | |||
| Profitability |
Valley Oak Credit Union
Three Rivers, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.30% | |||
| Net Income | -154.00K | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | -0.06% | |||
| Overhead Efficiency Ratio | 101.38% | |||
| Return on Assets | -0.78% | |||
| Return on Equity | -11.69% | |||