Valley Oak Credit Union
| Weiss Ratings |
Valley Oak Credit Union
Three Rivers, CA |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 0.90 | |||
| Company Info |
Valley Oak Credit Union
Three Rivers, CA |
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| NCUA Charter Number | 5103 | |||
| Phone Number | (559) 561-4471 | |||
| Website | www.valleyoak.org | |||
| Asset Quality |
Valley Oak Credit Union
Three Rivers, CA |
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| 1-Year Asset Growth | 5.25% | |||
| 5-Year Asset Growth | 8.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 5.54% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Valley Oak Credit Union
Three Rivers, CA |
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| Total Assets | 81.94M | |||
| Total Deposits | 76.05M | |||
| Capital and Reserves |
Valley Oak Credit Union
Three Rivers, CA |
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| Capital | 5.34M | |||
| Leverage Ratio | 6.84 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Valley Oak Credit Union
Three Rivers, CA |
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| Hot Money Ratio | 10.68% | |||
| Liquidity Ratio | 19.70% | |||
| Profitability |
Valley Oak Credit Union
Three Rivers, CA |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | 46.00K | |||
| Net Interest Spread | 4.69% | |||
| Operating Profit to Average Assets | 0.43% | |||
| Overhead Efficiency Ratio | 92.94% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 1.74% | |||