C
Peoples Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.80
Capitalization Index 8.60
Liquidity Index 3.40
Profitability Index 4.10
Stability Index 3.60
Company Info Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 5105
Phone Number (515) 832-6346
Website www.peoples-credit-union.com
Asset Quality Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.47%
5-Year Asset Growth 6.75%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 1.08%
Non-Performing Assets to Assets 2.14%
Non-Performing Loans to Capital 17.68%
Non-Performing Loans to Loans 3.26%
Balance Sheet Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 91.63M
Total Deposits 81.14M
Capital and Reserves Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 9.66M
Leverage Ratio 10.57
Loan Loss Reserves to Loans 2.36%
Liquidity Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.44%
Liquidity Ratio 19.42%
Profitability Peoples Credit Union
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.32%
Net Income 156.00K
Net Interest Spread 5.19%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 73.40%
Return on Assets 0.34%
Return on Equity 3.25%