C
Peoples Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Credit Union
Webster City, IA
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Rating C
Asset Quality Index 5.30
Capitalization Index 8.60
Liquidity Index 2.90
Profitability Index 4.90
Stability Index 3.60
Company Info Peoples Credit Union
Webster City, IA
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NCUA Charter Number 5105
Phone Number (515) 832-6346
Website www.peoples-credit-union.com
Asset Quality Peoples Credit Union
Webster City, IA
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1-Year Asset Growth -0.34%
5-Year Asset Growth 6.75%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 1.23%
Non-Performing Assets to Assets 1.88%
Non-Performing Loans to Capital 15.42%
Non-Performing Loans to Loans 2.82%
Balance Sheet Peoples Credit Union
Webster City, IA
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Total Assets 90.85M
Total Deposits 80.48M
Capital and Reserves Peoples Credit Union
Webster City, IA
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Capital 9.58M
Leverage Ratio 10.58
Loan Loss Reserves to Loans 2.51%
Liquidity Peoples Credit Union
Webster City, IA
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Hot Money Ratio 15.10%
Liquidity Ratio 13.23%
Profitability Peoples Credit Union
Webster City, IA
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5-Year Return on Average Assets 0.32%
Net Income 101.00K
Net Interest Spread 5.14%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 75.62%
Return on Assets 0.15%
Return on Equity 1.40%