| Weiss Ratings |
Worcester Credit Union
Worcester, MA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 5.10 | |||
| Company Info |
Worcester Credit Union
Worcester, MA |
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| NCUA Charter Number | 5106 | |||
| Phone Number | (508) 853-9966 | |||
| Website | www.worcestercu.com | |||
| Asset Quality |
Worcester Credit Union
Worcester, MA |
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| 1-Year Asset Growth | 3.23% | |||
| 5-Year Asset Growth | 3.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 3.98% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Worcester Credit Union
Worcester, MA |
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| Total Assets | 102.73M | |||
| Total Deposits | 92.11M | |||
| Capital and Reserves |
Worcester Credit Union
Worcester, MA |
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| Capital | 9.47M | |||
| Leverage Ratio | 11.20 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Liquidity |
Worcester Credit Union
Worcester, MA |
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| Hot Money Ratio | 9.61% | |||
| Liquidity Ratio | 22.20% | |||
| Profitability |
Worcester Credit Union
Worcester, MA |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 336.00K | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 71.10% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 14.74% | |||