B
Postal & Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Postal & Community Credit Union
Saint Joseph, MO
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Rating B
Asset Quality Index 7.40
Capitalization Index 7.10
Liquidity Index 4.10
Profitability Index 8.00
Stability Index 5.10
Company Info Postal & Community Credit Union
Saint Joseph, MO
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NCUA Charter Number 5107
Phone Number (816) 279-5656
Website www.yourpccu.org
Asset Quality Postal & Community Credit Union
Saint Joseph, MO
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1-Year Asset Growth 7.35%
5-Year Asset Growth 9.00%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.16%
Non-Performing Loans to Loans 0.29%
Balance Sheet Postal & Community Credit Union
Saint Joseph, MO
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Total Assets 85.79M
Total Deposits 77.43M
Capital and Reserves Postal & Community Credit Union
Saint Joseph, MO
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Capital 8.23M
Leverage Ratio 9.62
Loan Loss Reserves to Loans 0.49%
Liquidity Postal & Community Credit Union
Saint Joseph, MO
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Hot Money Ratio 1.35%
Liquidity Ratio 23.44%
Profitability Postal & Community Credit Union
Saint Joseph, MO
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5-Year Return on Average Assets 0.96%
Net Income 367.00K
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 62.27%
Return on Assets 0.87%
Return on Equity 9.11%