B
Postal & Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Postal & Community Credit Union
Saint Joseph, MO
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Rating B
Asset Quality Index 6.40
Capitalization Index 7.40
Liquidity Index 3.30
Profitability Index 9.10
Stability Index 5.10
Company Info Postal & Community Credit Union
Saint Joseph, MO
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NCUA Charter Number 5107
Phone Number (816) 279-5656
Website www.yourpccu.org
Asset Quality Postal & Community Credit Union
Saint Joseph, MO
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1-Year Asset Growth 4.84%
5-Year Asset Growth 9.00%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.72%
Non-Performing Loans to Loans 0.49%
Balance Sheet Postal & Community Credit Union
Saint Joseph, MO
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Total Assets 87.21M
Total Deposits 78.57M
Capital and Reserves Postal & Community Credit Union
Saint Joseph, MO
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Capital 8.50M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 0.55%
Liquidity Postal & Community Credit Union
Saint Joseph, MO
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Hot Money Ratio 15.01%
Liquidity Ratio 18.53%
Profitability Postal & Community Credit Union
Saint Joseph, MO
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5-Year Return on Average Assets 0.96%
Net Income 798.00K
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 61.12%
Return on Assets 1.25%
Return on Equity 13.04%