B
Postal & Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Postal & Community Credit Union
Saint Joseph, MO
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Rating B
Asset Quality Index 7.40
Capitalization Index 7.10
Liquidity Index 4.10
Profitability Index 8.00
Stability Index 5.10
Company Info Postal & Community Credit Union
Saint Joseph, MO
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NCUA Charter Number 5107
Phone Number (816) 279-5656
Website www.yourpccu.org
Asset Quality Postal & Community Credit Union
Saint Joseph, MO
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1-Year Asset Growth 5.88%
5-Year Asset Growth 9.00%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.16%
Non-Performing Loans to Loans 0.29%
Balance Sheet Postal & Community Credit Union
Saint Joseph, MO
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Total Assets 84.98M
Total Deposits 76.79M
Capital and Reserves Postal & Community Credit Union
Saint Joseph, MO
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Capital 8.07M
Leverage Ratio 9.52
Loan Loss Reserves to Loans 0.29%
Liquidity Postal & Community Credit Union
Saint Joseph, MO
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Hot Money Ratio 1.35%
Liquidity Ratio 23.44%
Profitability Postal & Community Credit Union
Saint Joseph, MO
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5-Year Return on Average Assets 0.96%
Net Income 265.00K
Net Interest Spread 3.59%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 62.27%
Return on Assets 1.26%
Return on Equity 13.30%