B
Postal & Community Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Postal & Community Credit Union
Saint Joseph, MO
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Rating B
Asset Quality Index 6.40
Capitalization Index 6.80
Liquidity Index 3.70
Profitability Index 8.10
Stability Index 4.80
Company Info Postal & Community Credit Union
Saint Joseph, MO
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NCUA Charter Number 5107
Phone Number (816) 279-5656
Website www.yourpccu.org
Asset Quality Postal & Community Credit Union
Saint Joseph, MO
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1-Year Asset Growth 6.20%
5-Year Asset Growth 7.81%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 0.47%
Balance Sheet Postal & Community Credit Union
Saint Joseph, MO
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Total Assets 83.19M
Total Deposits 75.39M
Capital and Reserves Postal & Community Credit Union
Saint Joseph, MO
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Capital 7.67M
Leverage Ratio 9.27
Loan Loss Reserves to Loans 0.19%
Liquidity Postal & Community Credit Union
Saint Joseph, MO
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Hot Money Ratio 7.19%
Liquidity Ratio 19.77%
Profitability Postal & Community Credit Union
Saint Joseph, MO
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5-Year Return on Average Assets 0.86%
Net Income 704.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 68.75%
Return on Assets 1.17%
Return on Equity 12.84%