C
Heartland Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heartland Credit Union
Inver Grove Heights, MN
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Rating C
Asset Quality Index 7.50
Capitalization Index 5.30
Liquidity Index 3.10
Profitability Index 2.90
Stability Index 4.50
Company Info Heartland Credit Union
Inver Grove Heights, MN
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NCUA Charter Number 5108
Phone Number (651) 451-5160
Website www.heartlandcu.com
Asset Quality Heartland Credit Union
Inver Grove Heights, MN
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1-Year Asset Growth -1.23%
5-Year Asset Growth 7.87%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 7.01%
Non-Performing Loans to Loans 0.94%
Balance Sheet Heartland Credit Union
Inver Grove Heights, MN
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Total Assets 178.56M
Total Deposits 150.54M
Capital and Reserves Heartland Credit Union
Inver Grove Heights, MN
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Capital 13.66M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 0.67%
Liquidity Heartland Credit Union
Inver Grove Heights, MN
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Hot Money Ratio 6.38%
Liquidity Ratio 5.31%
Profitability Heartland Credit Union
Inver Grove Heights, MN
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5-Year Return on Average Assets 0.49%
Net Income 69.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 90.07%
Return on Assets 0.08%
Return on Equity 1.05%