| Weiss Ratings |
Valley Credit Union
Salem, OR |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Valley Credit Union
Salem, OR |
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| NCUA Charter Number | 5109 | |||
| Phone Number | (503) 364-7999 | |||
| Website | www.valleycu.org | |||
| Asset Quality |
Valley Credit Union
Salem, OR |
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| 1-Year Asset Growth | 7.87% | |||
| 5-Year Asset Growth | 8.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.95% | |||
| Non-Performing Assets to Assets | 1.82% | |||
| Non-Performing Loans to Capital | 15.08% | |||
| Non-Performing Loans to Loans | 2.34% | |||
| Balance Sheet |
Valley Credit Union
Salem, OR |
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| Total Assets | 112.97M | |||
| Total Deposits | 96.17M | |||
| Capital and Reserves |
Valley Credit Union
Salem, OR |
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| Capital | 12.80M | |||
| Leverage Ratio | 12.52 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Valley Credit Union
Salem, OR |
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| Hot Money Ratio | 21.00% | |||
| Liquidity Ratio | 10.55% | |||
| Profitability |
Valley Credit Union
Salem, OR |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 181.00K | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 72.88% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 5.68% | |||