| Weiss Ratings |
Valley Credit Union
Salem, OR |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 6.60 | |||
| Company Info |
Valley Credit Union
Salem, OR |
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| NCUA Charter Number | 5109 | |||
| Phone Number | (503) 364-7999 | |||
| Website | www.valleycu.org | |||
| Asset Quality |
Valley Credit Union
Salem, OR |
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| 1-Year Asset Growth | 2.43% | |||
| 5-Year Asset Growth | 8.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 0.96% | |||
| Non-Performing Assets to Assets | 2.47% | |||
| Non-Performing Loans to Capital | 19.54% | |||
| Non-Performing Loans to Loans | 3.37% | |||
| Balance Sheet |
Valley Credit Union
Salem, OR |
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| Total Assets | 115.71M | |||
| Total Deposits | 101.08M | |||
| Capital and Reserves |
Valley Credit Union
Salem, OR |
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| Capital | 13.50M | |||
| Leverage Ratio | 12.44 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
Valley Credit Union
Salem, OR |
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| Hot Money Ratio | 26.95% | |||
| Liquidity Ratio | 16.73% | |||
| Profitability |
Valley Credit Union
Salem, OR |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 242.00K | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 69.17% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 7.29% | |||