| Weiss Ratings |
Austin City Employees Credit Union
Austin, MN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Austin City Employees Credit Union
Austin, MN |
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| NCUA Charter Number | 5111 | |||
| Phone Number | (507) 433-6580 | |||
| Website | www.austincityecu.org | |||
| Asset Quality |
Austin City Employees Credit Union
Austin, MN |
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| 1-Year Asset Growth | -1.80% | |||
| 5-Year Asset Growth | 4.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 3.80% | |||
| Non-Performing Loans to Loans | 1.14% | |||
| Balance Sheet |
Austin City Employees Credit Union
Austin, MN |
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| Total Assets | 11.18M | |||
| Total Deposits | 9.15M | |||
| Capital and Reserves |
Austin City Employees Credit Union
Austin, MN |
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| Capital | 1.99M | |||
| Leverage Ratio | 17.77 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
Austin City Employees Credit Union
Austin, MN |
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| Hot Money Ratio | 3.37% | |||
| Liquidity Ratio | 32.89% | |||
| Profitability |
Austin City Employees Credit Union
Austin, MN |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 87.00K | |||
| Net Interest Spread | 5.24% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 64.53% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 9.00% | |||