B
North Iowa Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Iowa Community Credit Union
Mason City, IA
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Rating B
Asset Quality Index 6.30
Capitalization Index 6.10
Liquidity Index 2.10
Profitability Index 7.70
Stability Index 5.70
Company Info North Iowa Community Credit Union
Mason City, IA
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NCUA Charter Number 5112
Phone Number (641) 424-2281
Website www.niccu.com
Asset Quality North Iowa Community Credit Union
Mason City, IA
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1-Year Asset Growth 5.70%
5-Year Asset Growth 9.11%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 5.12%
Non-Performing Loans to Loans 0.53%
Balance Sheet North Iowa Community Credit Union
Mason City, IA
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Total Assets 124.16M
Total Deposits 111.94M
Capital and Reserves North Iowa Community Credit Union
Mason City, IA
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Capital 10.60M
Leverage Ratio 8.58
Loan Loss Reserves to Loans 0.52%
Liquidity North Iowa Community Credit Union
Mason City, IA
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Hot Money Ratio 22.96%
Liquidity Ratio 11.67%
Profitability North Iowa Community Credit Union
Mason City, IA
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5-Year Return on Average Assets 0.66%
Net Income 325.00K
Net Interest Spread 4.93%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 72.10%
Return on Assets 1.07%
Return on Equity 12.45%