B
Meridian Credit Union
OttumwaIA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Meridian Credit Union
Ottumwa, IA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 6.00
Stability Index 7.80
Company Info Meridian Credit Union
Ottumwa, IA
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NCUA Charter Number 5118
Phone Number (641) 684-4207
Website www.myosecu.org
Asset Quality Meridian Credit Union
Ottumwa, IA
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1-Year Asset Growth 3.63%
5-Year Asset Growth 5.13%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.72%
Non-Performing Loans to Loans 0.41%
Balance Sheet Meridian Credit Union
Ottumwa, IA
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Total Assets 35.35M
Total Deposits 29.93M
Capital and Reserves Meridian Credit Union
Ottumwa, IA
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Capital 5.36M
Leverage Ratio 15.27
Loan Loss Reserves to Loans 0.76%
Liquidity Meridian Credit Union
Ottumwa, IA
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Hot Money Ratio 6.26%
Liquidity Ratio 42.23%
Profitability Meridian Credit Union
Ottumwa, IA
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5-Year Return on Average Assets 0.45%
Net Income 73.00K
Net Interest Spread 4.38%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 73.04%
Return on Assets 0.84%
Return on Equity 5.48%