| Weiss Ratings |
Meridian Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Meridian Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 5118 | |||
| Phone Number | (641) 684-4207 | |||
| Website | www.myosecu.org | |||
| Asset Quality |
Meridian Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | -3.65% | |||
| 5-Year Asset Growth | 4.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.75% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Meridian Credit Union
Ottumwa, IA |
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| Total Assets | 33.28M | |||
| Total Deposits | 27.96M | |||
| Capital and Reserves |
Meridian Credit Union
Ottumwa, IA |
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| Capital | 5.25M | |||
| Leverage Ratio | 15.87 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Meridian Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 5.36% | |||
| Liquidity Ratio | 35.90% | |||
| Profitability |
Meridian Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 272.00K | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 67.28% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 7.12% | |||