| Weiss Ratings |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 8.00 | |||
| Company Info |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5118 | |||
| Phone Number | (641) 684-4207 | |||
| Website | www.myosecu.org | |||
| Asset Quality |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.30% | |||
| 5-Year Asset Growth | 4.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.00% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 34.11M | |||
| Total Deposits | 28.99M | |||
| Capital and Reserves |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.04M | |||
| Leverage Ratio | 14.90 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.06% | |||
| Liquidity Ratio | 25.03% | |||
| Profitability |
Meridian Credit Union
Ottumwa, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 72.00K | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 76.92% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 5.75% | |||
