B
First Class Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.57
Leverage
Ratio
10.08
Return On
Assets
1.40%
Total
Assets
94.54M
Capital
9.05M
Total
Deposits
84.56M
Net
Income
1.01M
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Weiss Ratings First Class Community Credit Union
West Des Moines, IA 		Click to
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Rating B
Asset Quality Index 9.30
Capitalization Index 7.20
Liquidity Index 3.80
Profitability Index 7.70
Stability Index 2.10
Company Info First Class Community Credit Union
West Des Moines, IA 		Click to
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NCUA Charter Number 5120
Phone Number (515) 224-4300
Website www.gofirstclass.org
Asset Quality First Class Community Credit Union
West Des Moines, IA 		Click to
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1-Year Asset Growth 2.10%
5-Year Asset Growth 3.44%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.74%
Non-Performing Loans to Loans 0.43%
Balance Sheet First Class Community Credit Union
West Des Moines, IA 		Click to
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Total Assets 94.54M
Total Deposits 84.56M
Capital and Reserves First Class Community Credit Union
West Des Moines, IA 		Click to
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Capital 9.05M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 0.88%
Liquidity First Class Community Credit Union
West Des Moines, IA 		Click to
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Hot Money Ratio 2.46%
Liquidity Ratio 25.46%
Profitability First Class Community Credit Union
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 1.01M
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 71.45%
Return on Assets 1.40%
Return on Equity 16.60%