C
First Class Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.70
Leverage
Ratio
9.53
Return On
Assets
1.28%
Total
Assets
95.91M
Capital
8.35M
Total
Deposits
86.65M
Net
Income
616.00K
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Weiss Ratings First Class Community Credit Union
West Des Moines, IA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 5.60
Liquidity Index 4.50
Profitability Index 4.60
Stability Index 2.10
Company Info First Class Community Credit Union
West Des Moines, IA 		Click to
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NCUA Charter Number 5120
Phone Number (515) 224-4300
Website www.gofirstclass.org
Asset Quality First Class Community Credit Union
West Des Moines, IA 		Click to
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1-Year Asset Growth 3.38%
5-Year Asset Growth 3.44%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.64%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 5.49%
Non-Performing Loans to Loans 1.18%
Balance Sheet First Class Community Credit Union
West Des Moines, IA 		Click to
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Total Assets 95.91M
Total Deposits 86.65M
Capital and Reserves First Class Community Credit Union
West Des Moines, IA 		Click to
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Capital 8.35M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 0.90%
Liquidity First Class Community Credit Union
West Des Moines, IA 		Click to
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Hot Money Ratio 2.33%
Liquidity Ratio 29.88%
Profitability First Class Community Credit Union
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 616.00K
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 81.59%
Return on Assets 1.28%
Return on Equity 15.78%