D
First Class Community Credit Union
Rating Date
May 2024
Net Capital
Ratio
6.49
Leverage
Ratio
8.56
Return On
Assets
0.30%
Total
Assets
96.57M
Capital
6.26M
Total
Deposits
88.58M
Net
Income
71.00K
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Weiss Ratings First Class Community Credit Union
West Des Moines, IA 		Click to
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Rating D
Asset Quality Index 6.20
Capitalization Index 4.20
Liquidity Index 4.40
Profitability Index 0.90
Stability Index 2.20
Company Info First Class Community Credit Union
West Des Moines, IA 		Click to
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NCUA Charter Number 5120
Phone Number (515) 224-4300
Website www.gofirstclass.org
Asset Quality First Class Community Credit Union
West Des Moines, IA 		Click to
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1-Year Asset Growth -1.86%
5-Year Asset Growth 3.99%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.87%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 10.73%
Non-Performing Loans to Loans 1.85%
Balance Sheet First Class Community Credit Union
West Des Moines, IA 		Click to
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Total Assets 96.57M
Total Deposits 88.58M
Capital and Reserves First Class Community Credit Union
West Des Moines, IA 		Click to
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Capital 6.26M
Leverage Ratio 8.56
Loan Loss Reserves to Loans 0.90%
Liquidity First Class Community Credit Union
West Des Moines, IA 		Click to
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Hot Money Ratio 1.36%
Liquidity Ratio 27.08%
Profitability First Class Community Credit Union
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 0.29%
Net Income 71.00K
Net Interest Spread 3.06%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 91.69%
Return on Assets 0.30%
Return on Equity 4.59%