C
First Class Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.02
Leverage
Ratio
8.95
Return On
Assets
0.66%
Total
Assets
96.96M
Capital
7.78M
Total
Deposits
88.36M
Net
Income
159.00K
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Weiss Ratings First Class Community Credit Union
West Des Moines, IA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 5.40
Liquidity Index 4.40
Profitability Index 1.80
Stability Index 2.50
Company Info First Class Community Credit Union
West Des Moines, IA 		Click to
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NCUA Charter Number 5120
Phone Number (515) 224-4300
Website www.gofirstclass.org
Asset Quality First Class Community Credit Union
West Des Moines, IA 		Click to
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1-Year Asset Growth 0.40%
5-Year Asset Growth 3.44%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 5.48%
Non-Performing Loans to Loans 1.11%
Balance Sheet First Class Community Credit Union
West Des Moines, IA 		Click to
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Total Assets 96.96M
Total Deposits 88.36M
Capital and Reserves First Class Community Credit Union
West Des Moines, IA 		Click to
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Capital 7.78M
Leverage Ratio 8.95
Loan Loss Reserves to Loans 0.92%
Liquidity First Class Community Credit Union
West Des Moines, IA 		Click to
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Hot Money Ratio 2.17%
Liquidity Ratio 29.99%
Profitability First Class Community Credit Union
West Des Moines, IA 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 159.00K
Net Interest Spread 3.92%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 86.81%
Return on Assets 0.66%
Return on Equity 8.43%