Area Community Credit Union
| Weiss Ratings |
Area Community Credit Union
Grand Forks, ND |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 6.60 | |||
| Company Info |
Area Community Credit Union
Grand Forks, ND |
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| NCUA Charter Number | 5138 | |||
| Phone Number | (701) 772-2690 | |||
| Website | www.gfaccu.com/ | |||
| Asset Quality |
Area Community Credit Union
Grand Forks, ND |
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| 1-Year Asset Growth | 2.76% | |||
| 5-Year Asset Growth | 2.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 7.37% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
Area Community Credit Union
Grand Forks, ND |
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| Total Assets | 27.14M | |||
| Total Deposits | 21.84M | |||
| Capital and Reserves |
Area Community Credit Union
Grand Forks, ND |
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| Capital | 5.06M | |||
| Leverage Ratio | 18.81 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Liquidity |
Area Community Credit Union
Grand Forks, ND |
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| Hot Money Ratio | 11.38% | |||
| Liquidity Ratio | 32.14% | |||
| Profitability |
Area Community Credit Union
Grand Forks, ND |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | -66.00K | |||
| Net Interest Spread | 5.22% | |||
| Operating Profit to Average Assets | -0.04% | |||
| Overhead Efficiency Ratio | 101.18% | |||
| Return on Assets | -0.49% | |||
| Return on Equity | -2.59% | |||