Area Community Credit Union
| Weiss Ratings |
Area Community Credit Union
Grand Forks, ND |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Area Community Credit Union
Grand Forks, ND |
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| NCUA Charter Number | 5138 | |||
| Phone Number | (701) 772-2690 | |||
| Website | www.gfaccu.com/ | |||
| Asset Quality |
Area Community Credit Union
Grand Forks, ND |
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| 1-Year Asset Growth | 1.64% | |||
| 5-Year Asset Growth | 1.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 1.16% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 2.25% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Area Community Credit Union
Grand Forks, ND |
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| Total Assets | 26.28M | |||
| Total Deposits | 20.82M | |||
| Capital and Reserves |
Area Community Credit Union
Grand Forks, ND |
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| Capital | 5.19M | |||
| Leverage Ratio | 19.76 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Liquidity |
Area Community Credit Union
Grand Forks, ND |
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| Hot Money Ratio | 6.99% | |||
| Liquidity Ratio | 24.74% | |||
| Profitability |
Area Community Credit Union
Grand Forks, ND |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 82.00K | |||
| Net Interest Spread | 4.63% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 80.18% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 6.37% | |||