Area Community Credit Union
| Weiss Ratings |
Area Community Credit Union
Grand Forks, ND |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 6.60 | |||
| Company Info |
Area Community Credit Union
Grand Forks, ND |
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| NCUA Charter Number | 5138 | |||
| Phone Number | (701) 772-2690 | |||
| Website | www.gfaccu.com/ | |||
| Asset Quality |
Area Community Credit Union
Grand Forks, ND |
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| 1-Year Asset Growth | 2.70% | |||
| 5-Year Asset Growth | 2.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 5.03% | |||
| Non-Performing Loans to Loans | 1.58% | |||
| Balance Sheet |
Area Community Credit Union
Grand Forks, ND |
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| Total Assets | 27.12M | |||
| Total Deposits | 21.86M | |||
| Capital and Reserves |
Area Community Credit Union
Grand Forks, ND |
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| Capital | 5.07M | |||
| Leverage Ratio | 18.86 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Liquidity |
Area Community Credit Union
Grand Forks, ND |
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| Hot Money Ratio | 11.42% | |||
| Liquidity Ratio | 39.21% | |||
| Profitability |
Area Community Credit Union
Grand Forks, ND |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | -55.00K | |||
| Net Interest Spread | 5.34% | |||
| Operating Profit to Average Assets | 0.18% | |||
| Overhead Efficiency Ratio | 96.34% | |||
| Return on Assets | -0.27% | |||
| Return on Equity | -1.44% | |||