B
Whiting Refinery Federal Credit Union
WhitingIN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 2.50
Stability Index 7.50
Company Info Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 514
Phone Number (219) 659-3254
Website www.wrfcu.org
Asset Quality Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.96%
5-Year Asset Growth 1.89%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.22%
Balance Sheet Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 52.53M
Total Deposits 38.71M
Capital and Reserves Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 13.76M
Leverage Ratio 26.19
Loan Loss Reserves to Loans 0.13%
Liquidity Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 18.74%
Liquidity Ratio 55.55%
Profitability Whiting Refinery Federal Credit Union
Whiting, IN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.20%
Net Income 92.00K
Net Interest Spread 2.31%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 97.38%
Return on Assets 0.71%
Return on Equity 2.68%