B
Members Choice of Central Texas Federal Credit Union
Waco,  TX
Rating Date
May 2024
Net Capital
Ratio
11.49
Leverage
Ratio
14.95
Return On
Assets
0.01%
Total
Assets
212.03M
Capital
24.37M
Total
Deposits
184.95M
Net
Income
3.00K
My Lists My Alerts
Weiss Ratings Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 9.70
Capitalization Index 9.90
Liquidity Index 2.60
Profitability Index 0.60
Stability Index 7.90
Company Info Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 515
Phone Number (254) 776-7070
Website www.choicefcu.com
Asset Quality Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.90%
5-Year Asset Growth 2.43%
5-Year Charge-Offs to Average Loans 0.64%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.05%
Balance Sheet Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 212.03M
Total Deposits 184.95M
Capital and Reserves Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 24.37M
Leverage Ratio 14.95
Loan Loss Reserves to Loans 0.46%
Liquidity Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 14.29%
Liquidity Ratio 8.78%
Profitability Members Choice of Central Texas Federal Credit Union
Waco, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.78%
Net Income 3.00K
Net Interest Spread 3.13%
Operating Profit to Average Assets 0.26%
Overhead Efficiency Ratio 93.77%
Return on Assets 0.01%
Return on Equity 0.05%