Journey Credit Union
| Weiss Ratings |
Journey Credit Union
Des Moines, IA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 8.60 | |||
| Company Info |
Journey Credit Union
Des Moines, IA |
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| NCUA Charter Number | 5155 | |||
| Phone Number | (515) 243-8735 | |||
| Website | journeycu.org | |||
| Asset Quality |
Journey Credit Union
Des Moines, IA |
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| 1-Year Asset Growth | 4.09% | |||
| 5-Year Asset Growth | 8.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 5.50% | |||
| Non-Performing Loans to Loans | 1.60% | |||
| Balance Sheet |
Journey Credit Union
Des Moines, IA |
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| Total Assets | 91.66M | |||
| Total Deposits | 75.44M | |||
| Capital and Reserves |
Journey Credit Union
Des Moines, IA |
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| Capital | 15.42M | |||
| Leverage Ratio | 16.70 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
Journey Credit Union
Des Moines, IA |
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| Hot Money Ratio | 16.56% | |||
| Liquidity Ratio | 32.64% | |||
| Profitability |
Journey Credit Union
Des Moines, IA |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 1.04M | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 2.01% | |||
| Overhead Efficiency Ratio | 60.21% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 9.29% | |||