Journey Credit Union
| Weiss Ratings |
Journey Credit Union
Des Moines, IA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
Journey Credit Union
Des Moines, IA |
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| NCUA Charter Number | 5155 | |||
| Phone Number | (515) 243-8735 | |||
| Website | www.journeycu.org | |||
| Asset Quality |
Journey Credit Union
Des Moines, IA |
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| 1-Year Asset Growth | 1.92% | |||
| 5-Year Asset Growth | 7.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 4.52% | |||
| Non-Performing Loans to Loans | 1.26% | |||
| Balance Sheet |
Journey Credit Union
Des Moines, IA |
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| Total Assets | 85.91M | |||
| Total Deposits | 71.60M | |||
| Capital and Reserves |
Journey Credit Union
Des Moines, IA |
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| Capital | 13.29M | |||
| Leverage Ratio | 15.39 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Journey Credit Union
Des Moines, IA |
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| Hot Money Ratio | 11.40% | |||
| Liquidity Ratio | 31.21% | |||
| Profitability |
Journey Credit Union
Des Moines, IA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 430.00K | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 55.46% | |||
| Return on Assets | 2.02% | |||
| Return on Equity | 13.16% | |||