Journey Credit Union
| Weiss Ratings |
Journey Credit Union
Des Moines, IA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 8.60 | |||
| Company Info |
Journey Credit Union
Des Moines, IA |
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| NCUA Charter Number | 5155 | |||
| Phone Number | (515) 243-8735 | |||
| Website | journeycu.org | |||
| Asset Quality |
Journey Credit Union
Des Moines, IA |
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| 1-Year Asset Growth | 7.32% | |||
| 5-Year Asset Growth | 8.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.93% | |||
| Non-Performing Loans to Capital | 5.55% | |||
| Non-Performing Loans to Loans | 1.62% | |||
| Balance Sheet |
Journey Credit Union
Des Moines, IA |
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| Total Assets | 92.63M | |||
| Total Deposits | 76.87M | |||
| Capital and Reserves |
Journey Credit Union
Des Moines, IA |
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| Capital | 15.04M | |||
| Leverage Ratio | 16.12 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Journey Credit Union
Des Moines, IA |
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| Hot Money Ratio | 15.56% | |||
| Liquidity Ratio | 36.12% | |||
| Profitability |
Journey Credit Union
Des Moines, IA |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 666.00K | |||
| Net Interest Spread | 4.66% | |||
| Operating Profit to Average Assets | 1.95% | |||
| Overhead Efficiency Ratio | 60.80% | |||
| Return on Assets | 1.47% | |||
| Return on Equity | 9.06% | |||